Cost of Living in Gainesville, GA

Population 44,051 · Georgia · Data vintage 2023

104
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Most of Gainesville's cost indicators track within a reasonable band of national figures, with median household incomes near $64,636 — a more representative starting point for relocation math than the headline-expensive or headline-cheap cities on either tail.

Located 35 miles northwest of Athens-Clarke County, Gainesville falls within that metro's commuting orbit. Median home values run roughly 24% higher than Athens-Clarke County's $272,000.

Cost Overview

Housing 110
Rent 94

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Gainesville

The median home value in Gainesville is $337,000 — 10% above the national median of $305,000. Median rent runs $1,234/month, 6% lower than the national median of $1,314/month. The median household income of $64,636/year is 13% lower than the US median of $74,580. The local unemployment rate is 3.7%, below the national average of 4.8%. Georgia's top state income tax rate is 5.5% and the combined sales tax is 7.3%. The climate averages highs of 70.7°F and lows of 51.6°F. Overall, Gainesville has a cost of living index of 104 versus the US average of 100, meaning it is 4% more expensive.

🏠 Housing

Median Home Value
$337,000
10% above avg
Zillow Home Value
$368,326
Zillow ZHVI
Median Rent
$1,234/mo
6% below avg
Zillow Rent
$1,646/mo
Zillow ZORI
Price-to-Rent Ratio
22.8x
Favors renting
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$773
1 BR
$817
2 BR
$984
3 BR
$1,289
4 BR
$1,520
Owner-occupied 41.0%
Renter-occupied 59.0%

💰 Estimated Monthly Budget

Rent median rent
$1,234
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,848/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
26.5 min
2% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
7.2%

Commute Mode

Drove alone
70.2%
Carpooled
13.6%
Public transit
2.6%
Walked
3.3%
Bicycle
0.2%
Work from home
7.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.5%
Total Sales Tax 7.3%
State rate 4.0%
Avg local rate 3.4%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$64,636
13% below avg
Per Capita Income
$33,476
Unemployment Rate
3.7%
24% below avg
Poverty Rate
19.6%
Labor Force Participation
60.2%

🎓 Education

Bachelor's degree+ 15.3%
Graduate degree 10.9%

👥 Demographics

Median Age 33.1
Male median age 31.7
Female median age 34.6

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
70.7°F
Avg Low
51.6°F
Annual Precip
52.4"
30° 45° 60° 75° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 515563727985888781726253
Low °F 343643505866706963524236
Precip" 4.954.654.783.984.014.234.424.733.893.854.184.71

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 52 — Moderate
45.7%
Good air days/yr
137
Max AQI recorded
363
PM2.5 days
0
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

88.3%
4-Year Graduation Rate
15.4:1
Student-teacher ratio
45
Public schools
35,214
Total enrollment

Frequently Asked Questions

What is the cost of living in Gainesville, GA?

Gainesville has a cost index of 104 (100 = national average). It is 4% above the national average.

What is average rent in Gainesville, GA?

The median gross rent in Gainesville is $1,234 per month based on 2023 Census data.

What is the average home price in Gainesville?

The median home value in Gainesville is $337,000 according to Zillow and Census data.

What is the median income in Gainesville?

The median household income in Gainesville is $64,636 per year (2023 ACS 5-year estimates).

What is the sales tax in Gainesville, GA?

The combined state and local sales tax rate in Gainesville is 7.3%. The Georgia state income tax top rate is 5.5%.

Is Gainesville, GA affordable?

Gainesville is near the national average in terms of cost of living, with an index of 104 (100 = US average).

What is the weather like in Gainesville?

Gainesville has average high temperatures of 70.7°F and average lows of 51.6°F. Annual precipitation is 52.4". Data from NOAA 1991–2020 Climate Normals.

Gainesville at a Glance

Population
44,051
Median Income
$64,636
Home Value
$337,000
Median Rent
$1,234/mo
Unemployment
3.7%
Avg High Temp
70.7°F
Sales Tax
7.3%
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Explore county-level cost of living data

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