Cost of Living in Monroe, GA

Population 15,336 · Georgia · Data vintage 2023

78
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Household incomes in Monroe run well below national norms — a median of $43,991 versus the $74,580 US figure. Housing costs partially offset that gap (typical home values around $222,000). At 12.2%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Monroe sits roughly 25 miles southwest of Athens-Clarke County — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 18% lower than Athens-Clarke County's $272,000.

Cost Overview

Housing 73
Rent 85

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Monroe

The median home value in Monroe is $222,000 — 27% below the national median of $305,000. Median rent runs $1,118/month, 15% lower than the national median of $1,314/month. The median household income of $43,991/year is 41% lower than the US median of $74,580. The local unemployment rate is 12.2%, above the national average of 4.8%. Georgia's top state income tax rate is 5.5% and the combined sales tax is 7.3%. Overall, Monroe has a cost of living index of 78 versus the US average of 100, meaning it is 22% less expensive.

🏠 Housing

Median Home Value
$222,000
27% below avg
Zillow Home Value
$367,998
Zillow ZHVI
Median Rent
$1,118/mo
15% below avg
Zillow Rent
$1,650/mo
Zillow ZORI
Price-to-Rent Ratio
16.5x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$773
1 BR
$817
2 BR
$984
3 BR
$1,289
4 BR
$1,520
Owner-occupied 39.6%
Renter-occupied 60.4%

💰 Estimated Monthly Budget

Rent median rent
$1,118
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,732/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
29.3 min
9% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.8%

Commute Mode

Drove alone
73.7%
Carpooled
11.1%
Public transit
0.8%
Walked
1.0%
Work from home
9.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.5%
Total Sales Tax 7.3%
State rate 4.0%
Avg local rate 3.4%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$43,991
41% below avg
Per Capita Income
$21,667
Unemployment Rate
12.2%
153% above avg
Poverty Rate
38.6%
Labor Force Participation
57.3%

🎓 Education

Bachelor's degree+ 12.4%
Graduate degree 4.9%

👥 Demographics

Median Age 29.5
Male median age 24.4
Female median age 33

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
16.8:1
Student-teacher ratio
15
Public schools
14,208
Total enrollment

Frequently Asked Questions

What is the cost of living in Monroe, GA?

Monroe has a cost index of 78 (100 = national average). It is 22% below the national average.

What is average rent in Monroe, GA?

The median gross rent in Monroe is $1,118 per month based on 2023 Census data.

What is the average home price in Monroe?

The median home value in Monroe is $222,000 according to Zillow and Census data.

What is the median income in Monroe?

The median household income in Monroe is $43,991 per year (2023 ACS 5-year estimates).

What is the sales tax in Monroe, GA?

The combined state and local sales tax rate in Monroe is 7.3%. The Georgia state income tax top rate is 5.5%.

Is Monroe, GA affordable?

Yes, Monroe is generally considered affordable, with a cost of living index of 78 — about 22% below the US national average of 100.