Cost of Living in Montezuma, GA

Population 3,002 · Georgia · Data vintage 2023

40
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Montezuma sits on the smaller end of the Georgia city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. Unemployment has stayed elevated relative to the national figure — 6.5% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Montezuma is about 40 miles southwest of Macon-Bibb County, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 42% lower than Macon-Bibb County's $166,000.

Cost Overview

Housing 31
Rent 53

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Montezuma

The median home value in Montezuma is $95,900 — 69% below the national median of $305,000. Median rent runs $691/month, 47% lower than the national median of $1,314/month. The median household income of $52,771/year is 29% lower than the US median of $74,580. The local unemployment rate is 6.5%, above the national average of 4.8%. Georgia's top state income tax rate is 5.5% and the combined sales tax is 7.3%. Overall, Montezuma has a cost of living index of 40 versus the US average of 100, meaning it is 60% less expensive.

🏠 Housing

Median Home Value
$95,900
69% below avg
Zillow Home Value
$97,908
Zillow ZHVI
Median Rent
$691/mo
47% below avg
Price-to-Rent Ratio
11.6x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$773
1 BR
$817
2 BR
$984
3 BR
$1,289
4 BR
$1,520
Owner-occupied 65.9%
Renter-occupied 34.1%

💰 Estimated Monthly Budget

Rent median rent
$691
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,305/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
26.1 min
3% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
4.1%

Commute Mode

Drove alone
73.6%
Carpooled
13.7%
Walked
4.0%
Bicycle
2.6%
Work from home
4.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.5%
Total Sales Tax 7.3%
State rate 4.0%
Avg local rate 3.4%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$52,771
29% below avg
Per Capita Income
$26,121
Unemployment Rate
6.5%
36% above avg
Poverty Rate
15.4%
Labor Force Participation
55.1%

🎓 Education

Bachelor's degree+ 13.4%
Graduate degree 4.3%

👥 Demographics

Median Age 37.2
Male median age 30.7
Female median age 51.9

Frequently Asked Questions

What is the cost of living in Montezuma, GA?

Montezuma has a cost index of 40 (100 = national average). It is 60% below the national average.

What is average rent in Montezuma, GA?

The median gross rent in Montezuma is $691 per month based on 2023 Census data.

What is the average home price in Montezuma?

The median home value in Montezuma is $95,900 according to Zillow and Census data.

What is the median income in Montezuma?

The median household income in Montezuma is $52,771 per year (2023 ACS 5-year estimates).

What is the sales tax in Montezuma, GA?

The combined state and local sales tax rate in Montezuma is 7.3%. The Georgia state income tax top rate is 5.5%.

Is Montezuma, GA affordable?

Yes, Montezuma is generally considered affordable, with a cost of living index of 40 — about 60% below the US national average of 100.

Montezuma at a Glance

Population
3,002
Median Income
$52,771
Home Value
$95,900
Median Rent
$691/mo
Unemployment
6.5%
Sales Tax
7.3%
View all cities in Georgia →
🗺️ County data for Georgia

Explore county-level cost of living data

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