Cost of Living in St. Marys, GA
Population 18,805 · Georgia · Data vintage 2023
(100 = US avg)
St. Marys is a smaller Georgia community of around 19000 residents, where median household incomes of $67,271 and housing costs ($259,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. Around 20% of residents live below the federal poverty line, a rate that tends to correlate with the income and housing figures above.
Geographically, St. Marys is about 30 miles north of Jacksonville, the nearest large metro. Housing prices track closely with Jacksonville's $266,000 median.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in St. Marys
The median home value in St. Marys is $259,300 — 15% below the national median of $305,000. Median rent runs $1,171/month, 11% lower than the national median of $1,314/month. The median household income of $67,271/year is 10% lower than the US median of $74,580. The local unemployment rate is 8.6%, above the national average of 4.8%. Georgia's top state income tax rate is 5.5% and the combined sales tax is 7.3%. Overall, St. Marys has a cost of living index of 87 versus the US average of 100, meaning it is 13% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
Frequently Asked Questions
What is the cost of living in St. Marys, GA?
St. Marys has a cost index of 87 (100 = national average). It is 13% below the national average.
What is average rent in St. Marys, GA?
The median gross rent in St. Marys is $1,171 per month based on 2023 Census data.
What is the average home price in St. Marys?
The median home value in St. Marys is $259,300 according to 2023 Census ACS data.
What is the median income in St. Marys?
The median household income in St. Marys is $67,271 per year (2023 ACS 5-year estimates).
What is the sales tax in St. Marys, GA?
The combined state and local sales tax rate in St. Marys is 7.3%. The Georgia state income tax top rate is 5.5%.
Is St. Marys, GA affordable?
Yes, St. Marys is generally considered affordable, with a cost of living index of 87 — about 13% below the US national average of 100.
St. Marys at a Glance
- Population
- 18,805
- Median Income
- $67,271
- Home Value
- $259,300
- Median Rent
- $1,171/mo
- Unemployment
- 8.6%
- Sales Tax
- 7.3%
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Georgia Rankings
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