Cost of Living in Temple, GA

Population 5,655 · Georgia · Data vintage 2023

87
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Temple offers a notably favorable income-to-housing ratio for its region. The typical home — $211,000 — costs less than 2.4 times median household income of $89,269, a threshold many coastal markets passed a decade ago. An unemployment rate of 0.6% points to a labor market well on the tight side of the national distribution.

Geographically, Temple is about 25 miles west of South Fulton, the nearest large metro. Median home values run roughly 22% lower than South Fulton's $271,000.

Cost Overview

Housing 69
Rent 113

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Temple

The median home value in Temple is $210,800 — 31% below the national median of $305,000. Median rent runs $1,482/month, 13% higher than the national median of $1,314/month. The median household income of $89,269/year is 20% higher than the US median of $74,580. The local unemployment rate is 0.6%, below the national average of 4.8%. Georgia's top state income tax rate is 5.5% and the combined sales tax is 7.3%. Overall, Temple has a cost of living index of 87 versus the US average of 100, meaning it is 13% less expensive.

🏠 Housing

Median Home Value
$210,800
31% below avg
Zillow Home Value
$281,727
Zillow ZHVI
Median Rent
$1,482/mo
13% above avg
Zillow Rent
$1,641/mo
Zillow ZORI
Price-to-Rent Ratio
11.9x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$773
1 BR
$817
2 BR
$984
3 BR
$1,289
4 BR
$1,520
Owner-occupied 85.5%
Renter-occupied 14.5%

💰 Estimated Monthly Budget

Rent median rent
$1,482
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,096/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
33.0 min
22% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
12.0%

Commute Mode

Drove alone
67.8%
Carpooled
20.2%
Work from home
12.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.5%
Total Sales Tax 7.3%
State rate 4.0%
Avg local rate 3.4%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$89,269
20% above avg
Per Capita Income
$30,669
Unemployment Rate
0.6%
88% below avg
Poverty Rate
2.1%
Labor Force Participation
76.6%

🎓 Education

Bachelor's degree+ 11.1%
Graduate degree 5.2%

👥 Demographics

Median Age 31.7
Male median age 32.6
Female median age 31.3

Frequently Asked Questions

What is the cost of living in Temple, GA?

Temple has a cost index of 87 (100 = national average). It is 13% below the national average.

What is average rent in Temple, GA?

The median gross rent in Temple is $1,482 per month based on 2023 Census data.

What is the average home price in Temple?

The median home value in Temple is $210,800 according to Zillow and Census data.

What is the median income in Temple?

The median household income in Temple is $89,269 per year (2023 ACS 5-year estimates).

What is the sales tax in Temple, GA?

The combined state and local sales tax rate in Temple is 7.3%. The Georgia state income tax top rate is 5.5%.

Is Temple, GA affordable?

Yes, Temple is generally considered affordable, with a cost of living index of 87 — about 13% below the US national average of 100.

Temple at a Glance

Population
5,655
Median Income
$89,269
Home Value
$210,800
Median Rent
$1,482/mo
Unemployment
0.6%
Sales Tax
7.3%
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Explore county-level cost of living data

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