Cost of Living in Kaneohe, HI
Population 35,945 · Hawaii · Data vintage 2023
(100 = US avg)
Housing in Kaneohe sits 225% above the national median — $990,000 for the typical home — but median household incomes near $124,632 (67% above the US figure) soften the blow that similar pricing creates in lower-wage metros.
Geographically, Kaneohe sits roughly 7 miles northeast of Urban Honolulu. Median home values run roughly 19% higher than Urban Honolulu's $834,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Kaneohe
The median home value in Kaneohe is $990,100 — 225% above the national median of $305,000. Median rent runs $2,356/month, 79% higher than the national median of $1,314/month. The median household income of $124,632/year is 67% higher than the US median of $74,580. The local unemployment rate is 4.5%, below the national average of 4.8%. Hawaii's top state income tax rate is 11.0% and the combined sales tax is 4.4%. The climate averages highs of 81.1°F and lows of 72.1°F. Overall, Kaneohe has a cost of living index of 266 versus the US average of 100, meaning it is 166% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 79 | 78 | 78 | 80 | 81 | 82 | 83 | 84 | 84 | 83 | 81 | 79 |
| Low °F | 68 | 69 | 69 | 71 | 72 | 74 | 75 | 75 | 76 | 75 | 73 | 70 |
| Precip" | 2.81 | 3.16 | 3.62 | 1.62 | 1.32 | 1.27 | 1.31 | 1.42 | 1.50 | 2.58 | 3.68 | 3.53 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Kaneohe, HI?
Kaneohe has a cost index of 266 (100 = national average). It is 166% above the national average.
What is average rent in Kaneohe, HI?
The median gross rent in Kaneohe is $2,356 per month based on 2023 Census data.
What is the average home price in Kaneohe?
The median home value in Kaneohe is $990,100 according to Zillow and Census data.
What is the median income in Kaneohe?
The median household income in Kaneohe is $124,632 per year (2023 ACS 5-year estimates).
What is the sales tax in Kaneohe, HI?
The combined state and local sales tax rate in Kaneohe is 4.4%. The Hawaii state income tax top rate is 11.0%.
Is Kaneohe, HI affordable?
Kaneohe is above average in cost of living, with an index of 266 — about 166% higher than the national average.
What is the weather like in Kaneohe?
Kaneohe has average high temperatures of 81.1°F and average lows of 72.1°F. Annual precipitation is 27.8". Data from NOAA 1991–2020 Climate Normals.
Kaneohe at a Glance
- Population
- 35,945
- Median Income
- $124,632
- Home Value
- $990,100
- Median Rent
- $2,356/mo
- Unemployment
- 4.5%
- Avg High Temp
- 81.1°F
- Sales Tax
- 4.4%
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Explore county-level cost of living data
Hawaii Rankings
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