Cost of Living in Waialua, HI
Population 3,015 · Hawaii · Data vintage 2023
(100 = US avg)
Housing in Waialua sits 209% above the national median — $942,000 for the typical home — but median household incomes near $84,656 (14% above the US figure) soften the blow that similar pricing creates in lower-wage metros.
Geographically, Waialua sits roughly 25 miles northwest of Urban Honolulu. Median home values run roughly 13% higher than Urban Honolulu's $834,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Waialua
The median home value in Waialua is $942,300 — 209% above the national median of $305,000. Median rent runs $1,707/month, 30% higher than the national median of $1,314/month. The median household income of $84,656/year is 14% higher than the US median of $74,580. The local unemployment rate is 5.5%, above the national average of 4.8%. Hawaii's top state income tax rate is 11.0% and the combined sales tax is 4.4%. The climate averages highs of 84.9°F and lows of 69.1°F. Overall, Waialua has a cost of living index of 237 versus the US average of 100, meaning it is 137% more expensive.
Waialua has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 81 | 81 | 82 | 84 | 85 | 87 | 88 | 89 | 89 | 87 | 84 | 82 |
| Low °F | 65 | 65 | 66 | 68 | 69 | 71 | 73 | 73 | 72 | 72 | 69 | 67 |
| Precip" | 1.36 | 1.79 | 1.95 | 0.63 | 0.97 | 0.27 | 0.29 | 0.62 | 0.67 | 1.30 | 1.77 | 2.29 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Waialua, HI?
Waialua has a cost index of 237 (100 = national average). It is 137% above the national average.
What is average rent in Waialua, HI?
The median gross rent in Waialua is $1,707 per month based on 2023 Census data.
What is the average home price in Waialua?
The median home value in Waialua is $942,300 according to Zillow and Census data.
What is the median income in Waialua?
The median household income in Waialua is $84,656 per year (2023 ACS 5-year estimates).
What is the sales tax in Waialua, HI?
The combined state and local sales tax rate in Waialua is 4.4%. The Hawaii state income tax top rate is 11.0%.
Is Waialua, HI affordable?
Waialua is above average in cost of living, with an index of 237 — about 137% higher than the national average.
What is the weather like in Waialua?
Waialua has average high temperatures of 84.9°F and average lows of 69.1°F. Annual precipitation is 13.9". Data from NOAA 1991–2020 Climate Normals.
Waialua at a Glance
- Population
- 3,015
- Median Income
- $84,656
- Home Value
- $942,300
- Median Rent
- $1,707/mo
- Unemployment
- 5.5%
- Avg High Temp
- 84.9°F
- Sales Tax
- 4.4%
Nearby Cities
Explore county-level cost of living data
Hawaii Rankings
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