Cost of Living in Boone, IA

Population 12,445 · Iowa · Data vintage 2023

55
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Buyers in Boone can reasonably expect a home to cost less than three years of household income — $156,000 against $67,269 in typical earnings — a ratio that has collapsed to 5:1 or worse in much of the country. An unemployment rate of 1.7% points to a labor market well on the tight side of the national distribution.

Geographically, Boone is about 35 miles northwest of Des Moines, the nearest large metro. Median home values run roughly 15% lower than Des Moines' $184,000.

Cost Overview

Housing 51
Rent 60

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Boone

The median home value in Boone is $156,400 — 49% below the national median of $305,000. Median rent runs $791/month, 40% lower than the national median of $1,314/month. The median household income of $67,269/year is 10% lower than the US median of $74,580. The local unemployment rate is 1.7%, below the national average of 4.8%. Iowa's top state income tax rate is 5.7% and the combined sales tax is 6.9%. Overall, Boone has a cost of living index of 55 versus the US average of 100, meaning it is 45% less expensive.

🏠 Housing

Median Home Value
$156,400
49% below avg
Zillow Home Value
$206,653
Zillow ZHVI
Median Rent
$791/mo
40% below avg
Zillow Rent
$836/mo
Zillow ZORI
Price-to-Rent Ratio
16.5x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$716
2 BR
$877
3 BR
$1,170
4 BR
$1,287
Owner-occupied 73.7%
Renter-occupied 26.3%

💰 Estimated Monthly Budget

Rent median rent
$791
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,405/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
20.5 min
24% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.5%

Commute Mode

Drove alone
80.9%
Carpooled
8.2%
Public transit
0.3%
Walked
2.1%
Bicycle
0.4%
Work from home
6.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.7%
Total Sales Tax 6.9%
State rate 6.0%
Avg local rate 0.9%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$67,269
10% below avg
Per Capita Income
$35,077
Unemployment Rate
1.7%
64% below avg
Poverty Rate
7.7%
Labor Force Participation
67.5%

🎓 Education

Bachelor's degree+ 18.8%
Graduate degree 6.1%

👥 Demographics

Median Age 38.5
Male median age 35.8
Female median age 42.6

🏫 Schools

NCES CCD 2019 — public school district data

97%
4-Year Graduation Rate
14.3:1
Student-teacher ratio
7
Public schools
2,407
Total enrollment

Frequently Asked Questions

What is the cost of living in Boone, IA?

Boone has a cost index of 55 (100 = national average). It is 45% below the national average.

What is average rent in Boone, IA?

The median gross rent in Boone is $791 per month based on 2023 Census data.

What is the average home price in Boone?

The median home value in Boone is $156,400 according to Zillow and Census data.

What is the median income in Boone?

The median household income in Boone is $67,269 per year (2023 ACS 5-year estimates).

What is the sales tax in Boone, IA?

The combined state and local sales tax rate in Boone is 6.9%. The Iowa state income tax top rate is 5.7%.

Is Boone, IA affordable?

Yes, Boone is generally considered affordable, with a cost of living index of 55 — about 45% below the US national average of 100.

Boone at a Glance

Population
12,445
Median Income
$67,269
Home Value
$156,400
Median Rent
$791/mo
Unemployment
1.7%
Sales Tax
6.9%
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Explore county-level cost of living data

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