Cost of Living in Hiawatha, IA

Population 7,178 · Iowa · Data vintage 2023

67
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Hiawatha offers a notably favorable income-to-housing ratio for its region. The typical home — $210,000 — costs less than 3.1 times median household income of $67,628, a threshold many coastal markets passed a decade ago. At 6.0%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Hiawatha sits roughly 6 miles north of Cedar Rapids — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 19% higher than Cedar Rapids' $177,000.

Cost Overview

Housing 69
Rent 64

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Hiawatha

The median home value in Hiawatha is $210,200 — 31% below the national median of $305,000. Median rent runs $846/month, 36% lower than the national median of $1,314/month. The median household income of $67,628/year is 9% lower than the US median of $74,580. The local unemployment rate is 6.0%, above the national average of 4.8%. Iowa's top state income tax rate is 5.7% and the combined sales tax is 6.9%. Overall, Hiawatha has a cost of living index of 67 versus the US average of 100, meaning it is 33% less expensive.

🏠 Housing

Median Home Value
$210,200
31% below avg
Zillow Home Value
$108,924
Zillow ZHVI
Median Rent
$846/mo
36% below avg
Zillow Rent
$870/mo
Zillow ZORI
Price-to-Rent Ratio
20.7x
Favors renting
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$716
2 BR
$877
3 BR
$1,170
4 BR
$1,287
Owner-occupied 68.3%
Renter-occupied 31.7%

💰 Estimated Monthly Budget

Rent median rent
$846
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,460/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
16.8 min
38% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.4%

Commute Mode

Drove alone
84.0%
Carpooled
5.9%
Public transit
1.1%
Walked
0.4%
Work from home
8.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.7%
Total Sales Tax 6.9%
State rate 6.0%
Avg local rate 0.9%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$67,628
9% below avg
Per Capita Income
$44,116
Unemployment Rate
6.0%
26% above avg
Poverty Rate
15.8%
Labor Force Participation
66.6%

🎓 Education

Bachelor's degree+ 22.4%
Graduate degree 10.0%

👥 Demographics

Median Age 33.4
Male median age 30.4
Female median age 36.3

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 54 — Moderate
35.6%
Good air days/yr
207
Max AQI recorded
279
PM2.5 days
86
Ozone days

Frequently Asked Questions

What is the cost of living in Hiawatha, IA?

Hiawatha has a cost index of 67 (100 = national average). It is 33% below the national average.

What is average rent in Hiawatha, IA?

The median gross rent in Hiawatha is $846 per month based on 2023 Census data.

What is the average home price in Hiawatha?

The median home value in Hiawatha is $210,200 according to Zillow and Census data.

What is the median income in Hiawatha?

The median household income in Hiawatha is $67,628 per year (2023 ACS 5-year estimates).

What is the sales tax in Hiawatha, IA?

The combined state and local sales tax rate in Hiawatha is 6.9%. The Iowa state income tax top rate is 5.7%.

Is Hiawatha, IA affordable?

Yes, Hiawatha is generally considered affordable, with a cost of living index of 67 — about 33% below the US national average of 100.

Hiawatha at a Glance

Population
7,178
Median Income
$67,628
Home Value
$210,200
Median Rent
$846/mo
Unemployment
6.0%
Sales Tax
6.9%
View all cities in Iowa →
🗺️ County data for Iowa

Explore county-level cost of living data

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