Cost of Living in Sioux City, IA

Population 85,651 · Iowa · Data vintage 2023

60
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing costs in Sioux City stay well under national norms: a median home value of $163,000 against median household incomes of $65,473 gives the city one of the more comfortable price-to-income ratios in Iowa.

Located 75 miles south of Sioux Falls, Sioux City is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 40% lower than Sioux Falls' $271,000.

Cost Overview

Housing 53
Rent 71

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Sioux City

The median home value in Sioux City is $162,600 — 47% below the national median of $305,000. Median rent runs $936/month, 29% lower than the national median of $1,314/month. The median household income of $65,473/year is 12% lower than the US median of $74,580. The local unemployment rate is 4.5%, below the national average of 4.8%. Iowa's top state income tax rate is 5.7% and the combined sales tax is 6.9%. The climate averages highs of 59.5°F and lows of 37.4°F, with about 36" of annual snowfall. Overall, Sioux City has a cost of living index of 60 versus the US average of 100, meaning it is 40% less expensive.

🏠 Housing

Median Home Value
$162,600
47% below avg
Zillow Home Value
$192,451
Zillow ZHVI
Median Rent
$936/mo
29% below avg
Zillow Rent
$1,127/mo
Zillow ZORI
Price-to-Rent Ratio
14.5x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$716
2 BR
$877
3 BR
$1,170
4 BR
$1,287
Owner-occupied 65.5%
Renter-occupied 34.5%

💰 Estimated Monthly Budget

Rent median rent
$936
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,550/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
18.4 min
32% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
4.6%

Commute Mode

Drove alone
79.8%
Carpooled
11.5%
Public transit
1.4%
Walked
2.0%
Bicycle
0.1%
Work from home
4.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.7%
Total Sales Tax 6.9%
State rate 6.0%
Avg local rate 0.9%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$65,473
12% below avg
Per Capita Income
$32,696
Unemployment Rate
4.5%
6% below avg
Poverty Rate
14.6%
Labor Force Participation
67.6%

🎓 Education

Bachelor's degree+ 14.3%
Graduate degree 7.4%

👥 Demographics

Median Age 35.4
Male median age 34.3
Female median age 36.6

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
59.5°F
Avg Low
37.4°F
Annual Precip
29.3"
Annual Snowfall
36"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 303448617282858377634733
Low °F 101526374959636151382515
Precip" 0.690.861.763.153.874.353.353.942.842.201.270.99
Snow" 7.78.75.72.30.00.00.00.00.00.83.27.6

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 43 — Good
60.2%
Good air days/yr
169
Max AQI recorded
118
PM2.5 days
0
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

90%
4-Year Graduation Rate
17.2:1
Student-teacher ratio
20
Public schools
15,354
Total enrollment

Frequently Asked Questions

What is the cost of living in Sioux City, IA?

Sioux City has a cost index of 60 (100 = national average). It is 40% below the national average.

What is average rent in Sioux City, IA?

The median gross rent in Sioux City is $936 per month based on 2023 Census data.

What is the average home price in Sioux City?

The median home value in Sioux City is $162,600 according to Zillow and Census data.

What is the median income in Sioux City?

The median household income in Sioux City is $65,473 per year (2023 ACS 5-year estimates).

What is the sales tax in Sioux City, IA?

The combined state and local sales tax rate in Sioux City is 6.9%. The Iowa state income tax top rate is 5.7%.

Is Sioux City, IA affordable?

Yes, Sioux City is generally considered affordable, with a cost of living index of 60 — about 40% below the US national average of 100.

What is the weather like in Sioux City?

Sioux City has average high temperatures of 59.5°F and average lows of 37.4°F. Annual precipitation is 29.3". Average annual snowfall is 36". Data from NOAA 1991–2020 Climate Normals.

Sioux City at a Glance

Population
85,651
Median Income
$65,473
Home Value
$162,600
Median Rent
$936/mo
Unemployment
4.5%
Avg High Temp
59.5°F
Sales Tax
6.9%
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