Cost of Living in Urbandale, IA

Population 46,026 · Iowa · Data vintage 2023

99
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Most of Urbandale's cost indicators track within a reasonable band of national figures, with median household incomes near $113,086 — a more representative starting point for relocation math than the headline-expensive or headline-cheap cities on either tail. An unemployment rate of 2.9% points to a labor market well on the tight side of the national distribution.

Located 10 miles west of Des Moines, Urbandale falls within that metro's commuting orbit. Median home values run roughly 74% higher than Des Moines' $184,000.

Cost Overview

Housing 105
Rent 89

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Urbandale

The median home value in Urbandale is $318,800 — 5% above the national median of $305,000. Median rent runs $1,176/month, 11% lower than the national median of $1,314/month. The median household income of $113,086/year is 52% higher than the US median of $74,580. The local unemployment rate is 2.9%, below the national average of 4.8%. Iowa's top state income tax rate is 5.7% and the combined sales tax is 6.9%. Overall, Urbandale has a cost of living index of 99 versus the US average of 100, meaning it is 1% less expensive.

🏠 Housing

Median Home Value
$318,800
5% above avg
Zillow Home Value
$348,073
Zillow ZHVI
Median Rent
$1,176/mo
11% below avg
Zillow Rent
$1,033/mo
Zillow ZORI
Price-to-Rent Ratio
22.6x
Favors renting
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$716
2 BR
$877
3 BR
$1,170
4 BR
$1,287
Owner-occupied 77.6%
Renter-occupied 22.4%

💰 Estimated Monthly Budget

Rent median rent
$1,176
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,790/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
20.2 min
25% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
15.8%

Commute Mode

Drove alone
74.0%
Carpooled
7.2%
Public transit
0.4%
Walked
0.6%
Bicycle
0.0%
Work from home
15.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.7%
Total Sales Tax 6.9%
State rate 6.0%
Avg local rate 0.9%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$113,086
52% above avg
Per Capita Income
$52,757
Unemployment Rate
2.9%
40% below avg
Poverty Rate
6.3%
Labor Force Participation
71.2%

🎓 Education

Bachelor's degree+ 33.9%
Graduate degree 17.5%

👥 Demographics

Median Age 38.7
Male median age 37.9
Female median age 39.3

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 52 — Moderate
46%
Good air days/yr
166
Max AQI recorded
281
PM2.5 days
81
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

99%
4-Year Graduation Rate
14.9:1
Student-teacher ratio
7
Public schools
4,288
Total enrollment

Frequently Asked Questions

What is the cost of living in Urbandale, IA?

Urbandale has a cost index of 99 (100 = national average). It is 1% below the national average.

What is average rent in Urbandale, IA?

The median gross rent in Urbandale is $1,176 per month based on 2023 Census data.

What is the average home price in Urbandale?

The median home value in Urbandale is $318,800 according to Zillow and Census data.

What is the median income in Urbandale?

The median household income in Urbandale is $113,086 per year (2023 ACS 5-year estimates).

What is the sales tax in Urbandale, IA?

The combined state and local sales tax rate in Urbandale is 6.9%. The Iowa state income tax top rate is 5.7%.

Is Urbandale, IA affordable?

Urbandale is near the national average in terms of cost of living, with an index of 99 (100 = US average).

Urbandale at a Glance

Population
46,026
Median Income
$113,086
Home Value
$318,800
Median Rent
$1,176/mo
Unemployment
2.9%
Sales Tax
6.9%
View all cities in Iowa →
🗺️ County data for Iowa

Explore county-level cost of living data

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