Cost of Living in Lakes of the Four Seasons, IN

Population 7,338 · Indiana · Data vintage 2023

123
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Lakes of the Four Seasons a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $301,000. The labor market has been unusually tight, with unemployment around 2.3% — below most comparable cities in the state.

Located 40 miles southeast of Chicago, Lakes of the Four Seasons falls within that metro's commuting orbit. Housing prices track closely with Chicago's $315,000 median.

Cost Overview

Housing 99
Rent 160

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Lakes of the Four Seasons

The median home value in Lakes of the Four Seasons is $300,500 — 1% below the national median of $305,000. Median rent runs $2,102/month, 60% higher than the national median of $1,314/month. The median household income of $116,778/year is 57% higher than the US median of $74,580. The local unemployment rate is 2.3%, below the national average of 4.8%. Indiana's top state income tax rate is 3.0% and the combined sales tax is 7.0%. Overall, Lakes of the Four Seasons has a cost of living index of 123 versus the US average of 100, meaning it is 23% more expensive.

🏠 Housing

Median Home Value
$300,500
1% below avg
Median Rent
$2,102/mo
60% above avg
Price-to-Rent Ratio
11.9x
Favors buying
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$783
2 BR
$985
3 BR
$1,286
4 BR
$1,456
Owner-occupied 96.2%
Renter-occupied 3.8%

💰 Estimated Monthly Budget

Rent median rent
$2,102
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,716/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
43.2 min
60% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.1%

Commute Mode

Drove alone
83.6%
Carpooled
6.1%
Walked
0.6%
Work from home
8.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 3.0%
Total Sales Tax 7.0%
State rate 7.0%
Avg local rate 0.0%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$116,778
57% above avg
Per Capita Income
$45,445
Unemployment Rate
2.3%
52% below avg
Poverty Rate
5.2%
Labor Force Participation
65.5%

🎓 Education

Bachelor's degree+ 17.1%
Graduate degree 18.5%

👥 Demographics

Median Age 41.4
Male median age 41.7
Female median age 39.8

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 55 — Moderate
34.2%
Good air days/yr
215
Max AQI recorded
294
PM2.5 days
69
Ozone days

Frequently Asked Questions

What is the cost of living in Lakes of the Four Seasons, IN?

Lakes of the Four Seasons has a cost index of 123 (100 = national average). It is 23% above the national average.

What is average rent in Lakes of the Four Seasons, IN?

The median gross rent in Lakes of the Four Seasons is $2,102 per month based on 2023 Census data.

What is the average home price in Lakes of the Four Seasons?

The median home value in Lakes of the Four Seasons is $300,500 according to 2023 Census ACS data.

What is the median income in Lakes of the Four Seasons?

The median household income in Lakes of the Four Seasons is $116,778 per year (2023 ACS 5-year estimates).

What is the sales tax in Lakes of the Four Seasons, IN?

The combined state and local sales tax rate in Lakes of the Four Seasons is 7.0%. The Indiana state income tax top rate is 3.0%.

Is Lakes of the Four Seasons, IN affordable?

Lakes of the Four Seasons is above average in cost of living, with an index of 123 — about 23% higher than the national average.

Lakes of the Four Seasons at a Glance

Population
7,338
Median Income
$116,778
Home Value
$300,500
Median Rent
$2,102/mo
Unemployment
2.3%
Sales Tax
7.0%
View all cities in Indiana →
🗺️ County data for Indiana

Explore county-level cost of living data

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