Cost of Living in New Haven, IN

Population 15,339 · Indiana · Data vintage 2023

59
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

New Haven offers a notably favorable income-to-housing ratio for its region. The typical home — $151,000 — costs less than 2.3 times median household income of $67,121, a threshold many coastal markets passed a decade ago.

New Haven sits roughly 7 miles east of Fort Wayne — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 11% lower than Fort Wayne's $170,000.

Cost Overview

Housing 50
Rent 72

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in New Haven

The median home value in New Haven is $151,200 — 50% below the national median of $305,000. Median rent runs $947/month, 28% lower than the national median of $1,314/month. The median household income of $67,121/year is 10% lower than the US median of $74,580. The local unemployment rate is 4.1%, below the national average of 4.8%. Indiana's top state income tax rate is 3.0% and the combined sales tax is 7.0%. Overall, New Haven has a cost of living index of 59 versus the US average of 100, meaning it is 41% less expensive.

🏠 Housing

Median Home Value
$151,200
50% below avg
Zillow Home Value
$235,778
Zillow ZHVI
Median Rent
$947/mo
28% below avg
Price-to-Rent Ratio
13.3x
Favors buying
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$783
2 BR
$985
3 BR
$1,286
4 BR
$1,456
Owner-occupied 76.3%
Renter-occupied 23.7%

💰 Estimated Monthly Budget

Rent median rent
$947
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,561/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
23.2 min
14% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
4.3%

Commute Mode

Drove alone
84.0%
Carpooled
10.3%
Public transit
0.4%
Walked
0.2%
Bicycle
0.6%
Work from home
4.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 3.0%
Total Sales Tax 7.0%
State rate 7.0%
Avg local rate 0.0%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$67,121
10% below avg
Per Capita Income
$31,789
Unemployment Rate
4.1%
15% below avg
Poverty Rate
8.3%
Labor Force Participation
67.4%

🎓 Education

Bachelor's degree+ 18.6%
Graduate degree 5.4%

👥 Demographics

Median Age 38.7
Male median age 38.5
Female median age 38.7

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 42 — Good
74%
Good air days/yr
129
Max AQI recorded
70
PM2.5 days
291
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

91%
4-Year Graduation Rate
16.7:1
Student-teacher ratio
14
Public schools
10,010
Total enrollment

Frequently Asked Questions

What is the cost of living in New Haven, IN?

New Haven has a cost index of 59 (100 = national average). It is 41% below the national average.

What is average rent in New Haven, IN?

The median gross rent in New Haven is $947 per month based on 2023 Census data.

What is the average home price in New Haven?

The median home value in New Haven is $151,200 according to Zillow and Census data.

What is the median income in New Haven?

The median household income in New Haven is $67,121 per year (2023 ACS 5-year estimates).

What is the sales tax in New Haven, IN?

The combined state and local sales tax rate in New Haven is 7.0%. The Indiana state income tax top rate is 3.0%.

Is New Haven, IN affordable?

Yes, New Haven is generally considered affordable, with a cost of living index of 59 — about 41% below the US national average of 100.

New Haven at a Glance

Population
15,339
Median Income
$67,121
Home Value
$151,200
Median Rent
$947/mo
Unemployment
4.1%
Sales Tax
7.0%
View all cities in Indiana →
🗺️ County data for Indiana

Explore county-level cost of living data

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