Cost of Living in Plainfield, IN

Population 35,783 · Indiana · Data vintage 2023

92
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Plainfield lands reasonably close to national benchmarks on most cost indicators, with a median home value of $264,000 — 13% below the US figure. That makes it a useful reference point for comparing with more extreme markets in Indiana.

Located 13 miles west of Indianapolis city (balance), Plainfield falls within that metro's commuting orbit. Median home values run roughly 27% higher than Indianapolis city (balance)'s $207,000.

Cost Overview

Housing 87
Rent 100

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Plainfield

The median home value in Plainfield is $263,900 — 13% below the national median of $305,000. Median rent runs $1,313/month, equal to than the national median of $1,314/month. The median household income of $85,074/year is 14% higher than the US median of $74,580. The local unemployment rate is 3.0%, below the national average of 4.8%. Indiana's top state income tax rate is 3.0% and the combined sales tax is 7.0%. Overall, Plainfield has a cost of living index of 92 versus the US average of 100, meaning it is 8% less expensive.

🏠 Housing

Median Home Value
$263,900
13% below avg
Zillow Home Value
$327,665
Zillow ZHVI
Median Rent
$1,313/mo
0% below avg
Zillow Rent
$1,733/mo
Zillow ZORI
Price-to-Rent Ratio
16.7x
Favors buying
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$783
2 BR
$985
3 BR
$1,286
4 BR
$1,456
Owner-occupied 63.7%
Renter-occupied 36.3%

💰 Estimated Monthly Budget

Rent median rent
$1,313
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,927/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.7 min
9% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
12.9%

Commute Mode

Drove alone
75.6%
Carpooled
7.2%
Public transit
0.4%
Walked
1.4%
Bicycle
0.3%
Work from home
12.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 3.0%
Total Sales Tax 7.0%
State rate 7.0%
Avg local rate 0.0%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$85,074
14% above avg
Per Capita Income
$40,108
Unemployment Rate
3.0%
37% below avg
Poverty Rate
6.4%
Labor Force Participation
61.3%

🎓 Education

Bachelor's degree+ 21.0%
Graduate degree 12.7%

👥 Demographics

Median Age 38
Male median age 37
Female median age 38.9

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 37 — Good
90%
Good air days/yr
119
Max AQI recorded
0
PM2.5 days
360
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

94%
4-Year Graduation Rate
19.7:1
Student-teacher ratio
7
Public schools
5,759
Total enrollment

Frequently Asked Questions

What is the cost of living in Plainfield, IN?

Plainfield has a cost index of 92 (100 = national average). It is 8% below the national average.

What is average rent in Plainfield, IN?

The median gross rent in Plainfield is $1,313 per month based on 2023 Census data.

What is the average home price in Plainfield?

The median home value in Plainfield is $263,900 according to Zillow and Census data.

What is the median income in Plainfield?

The median household income in Plainfield is $85,074 per year (2023 ACS 5-year estimates).

What is the sales tax in Plainfield, IN?

The combined state and local sales tax rate in Plainfield is 7.0%. The Indiana state income tax top rate is 3.0%.

Is Plainfield, IN affordable?

Plainfield is near the national average in terms of cost of living, with an index of 92 (100 = US average).

Plainfield at a Glance

Population
35,783
Median Income
$85,074
Home Value
$263,900
Median Rent
$1,313/mo
Unemployment
3.0%
Sales Tax
7.0%
View all cities in Indiana →
🗺️ County data for Indiana

Explore county-level cost of living data

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