Cost of Living in Salem, IN

Population 6,484 · Indiana · Data vintage 2023

49
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Salem is a smaller Indiana community of around 6000 residents, where median household incomes of $51,786 and housing costs ($137,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. A poverty rate near 26% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.

Geographically, Salem is about 40 miles northwest of Louisville/Jefferson County metro government (balance), the nearest large metro. Median home values run roughly 38% lower than Louisville/Jefferson County metro government (balance)'s $222,000.

Cost Overview

Housing 45
Rent 56

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Salem

The median home value in Salem is $136,800 — 55% below the national median of $305,000. Median rent runs $736/month, 44% lower than the national median of $1,314/month. The median household income of $51,786/year is 31% lower than the US median of $74,580. The local unemployment rate is 4.7%, below the national average of 4.8%. Indiana's top state income tax rate is 3.0% and the combined sales tax is 7.0%. Overall, Salem has a cost of living index of 49 versus the US average of 100, meaning it is 51% less expensive.

🏠 Housing

Median Home Value
$136,800
55% below avg
Zillow Home Value
$202,273
Zillow ZHVI
Median Rent
$736/mo
44% below avg
Price-to-Rent Ratio
15.5x
Favors buying
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$783
2 BR
$985
3 BR
$1,286
4 BR
$1,456
Owner-occupied 74.1%
Renter-occupied 25.9%

💰 Estimated Monthly Budget

Rent median rent
$736
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,350/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
30.1 min
11% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.3%

Commute Mode

Drove alone
76.5%
Carpooled
16.5%
Walked
0.8%
Work from home
6.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 3.0%
Total Sales Tax 7.0%
State rate 7.0%
Avg local rate 0.0%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$51,786
31% below avg
Per Capita Income
$25,661
Unemployment Rate
4.7%
2% below avg
Poverty Rate
26.0%
Labor Force Participation
60.2%

🎓 Education

Bachelor's degree+ 10.1%
Graduate degree 4.4%

👥 Demographics

Median Age 40.9
Male median age 38.6
Female median age 46

🏫 Schools

NCES CCD 2019 — public school district data

97%
4-Year Graduation Rate
15.2:1
Student-teacher ratio
3
Public schools
1,799
Total enrollment

Frequently Asked Questions

What is the cost of living in Salem, IN?

Salem has a cost index of 49 (100 = national average). It is 51% below the national average.

What is average rent in Salem, IN?

The median gross rent in Salem is $736 per month based on 2023 Census data.

What is the average home price in Salem?

The median home value in Salem is $136,800 according to Zillow and Census data.

What is the median income in Salem?

The median household income in Salem is $51,786 per year (2023 ACS 5-year estimates).

What is the sales tax in Salem, IN?

The combined state and local sales tax rate in Salem is 7.0%. The Indiana state income tax top rate is 3.0%.

Is Salem, IN affordable?

Yes, Salem is generally considered affordable, with a cost of living index of 49 — about 51% below the US national average of 100.

Salem at a Glance

Population
6,484
Median Income
$51,786
Home Value
$136,800
Median Rent
$736/mo
Unemployment
4.7%
Sales Tax
7.0%
View all cities in Indiana →
🗺️ County data for Indiana

Explore county-level cost of living data

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