Cost of Living in St. John, IN
Population 21,639 · Indiana · Data vintage 2023
(100 = US avg)
A 35-minute average commute puts St. John squarely in exurban territory — the kind of place where many households optimize for housing cost over proximity to work. Home values of $371,000 reflect that spatial discount.
Located 30 miles southeast of Chicago, St. John falls within that metro's commuting orbit. Median home values run roughly 18% higher than Chicago's $315,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in St. John
The median home value in St. John is $370,800 — 22% above the national median of $305,000. Median rent runs $971/month, 26% lower than the national median of $1,314/month. The median household income of $127,449/year is 71% higher than the US median of $74,580. The local unemployment rate is 3.2%, below the national average of 4.8%. Indiana's top state income tax rate is 3.0% and the combined sales tax is 7.0%. Overall, St. John has a cost of living index of 103 versus the US average of 100, meaning it is 3% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in St. John, IN?
St. John has a cost index of 103 (100 = national average). It is 3% above the national average.
What is average rent in St. John, IN?
The median gross rent in St. John is $971 per month based on 2023 Census data.
What is the average home price in St. John?
The median home value in St. John is $370,800 according to 2023 Census ACS data.
What is the median income in St. John?
The median household income in St. John is $127,449 per year (2023 ACS 5-year estimates).
What is the sales tax in St. John, IN?
The combined state and local sales tax rate in St. John is 7.0%. The Indiana state income tax top rate is 3.0%.
Is St. John, IN affordable?
St. John is near the national average in terms of cost of living, with an index of 103 (100 = US average).
St. John at a Glance
- Population
- 21,639
- Median Income
- $127,449
- Home Value
- $370,800
- Median Rent
- $971/mo
- Unemployment
- 3.2%
- Sales Tax
- 7.0%
Nearby Cities
Explore county-level cost of living data
Indiana Rankings
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