Cost of Living in Westville, IN

Population 5,291 · Indiana · Data vintage 2023

57
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Westville a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $152,000. At 10.8%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Geographically, Westville is about 35 miles west of South Bend, the nearest large metro. Median home values run roughly 22% higher than South Bend's $125,000.

Cost Overview

Housing 50
Rent 67

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Westville

The median home value in Westville is $152,000 — 50% below the national median of $305,000. Median rent runs $878/month, 33% lower than the national median of $1,314/month. The median household income of $59,732/year is 20% lower than the US median of $74,580. The local unemployment rate is 10.8%, above the national average of 4.8%. Indiana's top state income tax rate is 3.0% and the combined sales tax is 7.0%. The climate averages highs of 61.5°F and lows of 42.1°F. Overall, Westville has a cost of living index of 57 versus the US average of 100, meaning it is 43% less expensive.

🏠 Housing

Median Home Value
$152,000
50% below avg
Zillow Home Value
$2,060,145
Zillow ZHVI
Median Rent
$878/mo
33% below avg
Price-to-Rent Ratio
14.4x
Favors buying
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$783
2 BR
$985
3 BR
$1,286
4 BR
$1,456
Owner-occupied 84.1%
Renter-occupied 15.9%

💰 Estimated Monthly Budget

Rent median rent
$878
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,492/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.2 min
18% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
4.0%

Commute Mode

Drove alone
86.4%
Carpooled
7.4%
Walked
2.2%
Work from home
4.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 3.0%
Total Sales Tax 7.0%
State rate 7.0%
Avg local rate 0.0%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$59,732
20% below avg
Per Capita Income
$12,587
Unemployment Rate
10.8%
124% above avg
Poverty Rate
9.5%
Labor Force Participation
20.8%

🎓 Education

Bachelor's degree+ 4.3%
Graduate degree 1.0%

👥 Demographics

Median Age 38
Male median age 38.5
Female median age 33.9

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
61.5°F
Avg Low
42.1°F
Annual Precip
33.4"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 343849627382858378655139
Low °F 182231405161646255443425
Precip" 1.611.511.923.263.713.863.603.892.513.322.441.72

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 39 — Good
75.9%
Good air days/yr
133
Max AQI recorded
62
PM2.5 days
303
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
19:1
Student-teacher ratio
2
Public schools
872
Total enrollment

Frequently Asked Questions

What is the cost of living in Westville, IN?

Westville has a cost index of 57 (100 = national average). It is 43% below the national average.

What is average rent in Westville, IN?

The median gross rent in Westville is $878 per month based on 2023 Census data.

What is the average home price in Westville?

The median home value in Westville is $152,000 according to Zillow and Census data.

What is the median income in Westville?

The median household income in Westville is $59,732 per year (2023 ACS 5-year estimates).

What is the sales tax in Westville, IN?

The combined state and local sales tax rate in Westville is 7.0%. The Indiana state income tax top rate is 3.0%.

Is Westville, IN affordable?

Yes, Westville is generally considered affordable, with a cost of living index of 57 — about 43% below the US national average of 100.

What is the weather like in Westville?

Westville has average high temperatures of 61.5°F and average lows of 42.1°F. Annual precipitation is 33.4". Data from NOAA 1991–2020 Climate Normals.

Westville at a Glance

Population
5,291
Median Income
$59,732
Home Value
$152,000
Median Rent
$878/mo
Unemployment
10.8%
Avg High Temp
61.5°F
Sales Tax
7.0%
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