Cost of Living in Fort Mitchell, KY
Population 8,676 · Kentucky · Data vintage 2023
(100 = US avg)
Fort Mitchell sits on the smaller end of the Kentucky city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. The labor market has been unusually tight, with unemployment around 2.5% — below most comparable cities in the state.
Geographically, Fort Mitchell sits roughly 7 miles southwest of Cincinnati. Median home values run roughly 65% higher than Cincinnati's $215,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Fort Mitchell
The median home value in Fort Mitchell is $354,700 — 16% above the national median of $305,000. Median rent runs $987/month, 25% lower than the national median of $1,314/month. The median household income of $80,814/year is 8% higher than the US median of $74,580. The local unemployment rate is 2.5%, below the national average of 4.8%. Kentucky's top state income tax rate is 4.0% and the combined sales tax is 6.0%. The climate averages highs of 64.4°F and lows of 44.9°F, with about 23.3" of annual snowfall. Overall, Fort Mitchell has a cost of living index of 100 versus the US average of 100, meaning it is on par with the national average.
Fort Mitchell is a military installation
This location is a military installation. Civilian housing is primarily found in surrounding communities — here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 40 | 44 | 54 | 66 | 75 | 83 | 86 | 85 | 79 | 67 | 54 | 43 |
| Low °F | 23 | 26 | 34 | 44 | 54 | 62 | 66 | 65 | 57 | 46 | 35 | 28 |
| Precip" | 3.30 | 3.17 | 4.16 | 4.53 | 4.67 | 4.75 | 3.83 | 3.43 | 3.11 | 3.35 | 3.23 | 3.73 |
| Snow" | 7.7 | 6.7 | 3.4 | 0.4 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.2 | 0.8 | 4.1 |
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Fort Mitchell, KY?
Fort Mitchell has a cost index of 100 (100 = national average). It is near the national average.
What is average rent in Fort Mitchell, KY?
The median gross rent in Fort Mitchell is $987 per month based on 2023 Census data.
What is the average home price in Fort Mitchell?
The median home value in Fort Mitchell is $354,700 according to Zillow and Census data.
What is the median income in Fort Mitchell?
The median household income in Fort Mitchell is $80,814 per year (2023 ACS 5-year estimates).
What is the sales tax in Fort Mitchell, KY?
The combined state and local sales tax rate in Fort Mitchell is 6.0%. The Kentucky state income tax top rate is 4.0%.
Is Fort Mitchell, KY affordable?
Fort Mitchell is near the national average in terms of cost of living, with an index of 100 (100 = US average).
What is the weather like in Fort Mitchell?
Fort Mitchell has average high temperatures of 64.4°F and average lows of 44.9°F. Annual precipitation is 45.3". Average annual snowfall is 23.3". Data from NOAA 1991–2020 Climate Normals.
Fort Mitchell at a Glance
- Population
- 8,676
- Median Income
- $80,814
- Home Value
- $354,700
- Median Rent
- $987/mo
- Unemployment
- 2.5%
- Avg High Temp
- 64.4°F
- Sales Tax
- 6.0%
Nearby Cities
Explore county-level cost of living data
Kentucky Rankings
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