Cost of Living in Williamstown, KY
Population 3,929 · Kentucky · Data vintage 2023
(100 = US avg)
Williamstown offers a notably favorable income-to-housing ratio for its region. The typical home — $159,000 — costs less than 2.2 times median household income of $71,761, a threshold many coastal markets passed a decade ago. The labor market has been unusually tight, with unemployment around 2.3% — below most comparable cities in the state.
Geographically, Williamstown is about 35 miles south of Cincinnati, the nearest large metro. Median home values run roughly 26% lower than Cincinnati's $215,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Williamstown
The median home value in Williamstown is $159,100 — 48% below the national median of $305,000. Median rent runs $770/month, 41% lower than the national median of $1,314/month. The median household income of $71,761/year is 4% lower than the US median of $74,580. The local unemployment rate is 2.3%, below the national average of 4.8%. Kentucky's top state income tax rate is 4.0% and the combined sales tax is 6.0%. Overall, Williamstown has a cost of living index of 55 versus the US average of 100, meaning it is 45% less expensive.
Williamstown has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Williamstown, KY?
Williamstown has a cost index of 55 (100 = national average). It is 45% below the national average.
What is average rent in Williamstown, KY?
The median gross rent in Williamstown is $770 per month based on 2023 Census data.
What is the average home price in Williamstown?
The median home value in Williamstown is $159,100 according to Zillow and Census data.
What is the median income in Williamstown?
The median household income in Williamstown is $71,761 per year (2023 ACS 5-year estimates).
What is the sales tax in Williamstown, KY?
The combined state and local sales tax rate in Williamstown is 6.0%. The Kentucky state income tax top rate is 4.0%.
Is Williamstown, KY affordable?
Yes, Williamstown is generally considered affordable, with a cost of living index of 55 — about 45% below the US national average of 100.
Williamstown at a Glance
- Population
- 3,929
- Median Income
- $71,761
- Home Value
- $159,100
- Median Rent
- $770/mo
- Unemployment
- 2.3%
- Sales Tax
- 6.0%
Nearby Cities
Explore county-level cost of living data
Kentucky Rankings
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