Cost of Living in Cumberland, ME
Population 8,546 · Maine · Data vintage 2023
(100 = US avg)
Home prices in Cumberland run well above the national baseline, with a median of $554,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $154,375 place the city among the better-paid Maine metros. The labor market has been unusually tight, with unemployment around 2.6% — below most comparable cities in the state.
Cumberland lies roughly 80 miles northeast of the nearest major metro, Manchester — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 65% higher than Manchester's $336,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Cumberland
The median home value in Cumberland is $554,100 — 82% above the national median of $305,000. Median rent runs $1,615/month, 23% higher than the national median of $1,314/month. The median household income of $154,375/year is 107% higher than the US median of $74,580. The local unemployment rate is 2.6%, below the national average of 4.8%. Maine's top state income tax rate is 7.2% and the combined sales tax is 5.5%. The climate averages highs of 56.4°F and lows of 38.6°F, with about 68.7" of annual snowfall. Overall, Cumberland has a cost of living index of 158 versus the US average of 100, meaning it is 58% more expensive.
Cumberland has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 32 | 35 | 42 | 54 | 64 | 74 | 80 | 79 | 71 | 60 | 48 | 38 |
| Low °F | 16 | 17 | 26 | 35 | 46 | 55 | 61 | 60 | 52 | 41 | 32 | 22 |
| Precip" | 3.50 | 3.54 | 4.08 | 4.41 | 3.67 | 4.15 | 3.43 | 3.57 | 3.77 | 5.25 | 4.25 | 4.50 |
| Snow" | 18.6 | 16.6 | 13.6 | 2.8 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.2 | 2.3 | 14.6 |
Frequently Asked Questions
What is the cost of living in Cumberland, ME?
Cumberland has a cost index of 158 (100 = national average). It is 58% above the national average.
What is average rent in Cumberland, ME?
The median gross rent in Cumberland is $1,615 per month based on 2023 Census data.
What is the average home price in Cumberland?
The median home value in Cumberland is $554,100 according to 2023 Census ACS data.
What is the median income in Cumberland?
The median household income in Cumberland is $154,375 per year (2023 ACS 5-year estimates).
What is the sales tax in Cumberland, ME?
The combined state and local sales tax rate in Cumberland is 5.5%. The Maine state income tax top rate is 7.2%.
Is Cumberland, ME affordable?
Cumberland is above average in cost of living, with an index of 158 — about 58% higher than the national average.
What is the weather like in Cumberland?
Cumberland has average high temperatures of 56.4°F and average lows of 38.6°F. Annual precipitation is 48.1". Average annual snowfall is 68.7". Data from NOAA 1991–2020 Climate Normals.
Cumberland at a Glance
- Population
- 8,546
- Median Income
- $154,375
- Home Value
- $554,100
- Median Rent
- $1,615/mo
- Unemployment
- 2.6%
- Avg High Temp
- 56.4°F
- Sales Tax
- 5.5%
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Maine Rankings
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