Cost of Living in Gardiner, ME

Population 6,047 · Maine · Data vintage 2023

67
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Gardiner is a smaller Maine community of around 6000 residents, where median household incomes of $58,152 and housing costs ($198,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. Unemployment has stayed elevated relative to the national figure — 9.6% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Gardiner lies roughly 120 miles northeast of the nearest major metro, Manchester — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 41% lower than Manchester's $336,000.

Cost Overview

Housing 65
Rent 71

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Gardiner

The median home value in Gardiner is $198,100 — 35% below the national median of $305,000. Median rent runs $927/month, 29% lower than the national median of $1,314/month. The median household income of $58,152/year is 22% lower than the US median of $74,580. The local unemployment rate is 9.6%, above the national average of 4.8%. Maine's top state income tax rate is 7.2% and the combined sales tax is 5.5%. Overall, Gardiner has a cost of living index of 67 versus the US average of 100, meaning it is 33% less expensive.

🏠 Housing

Median Home Value
$198,100
35% below avg
Zillow Home Value
$286,178
Zillow ZHVI
Median Rent
$927/mo
29% below avg
Price-to-Rent Ratio
17.8x
Favors buying
Property Tax Rate
1.4%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$839
1 BR
$901
2 BR
$1,155
3 BR
$1,455
4 BR
$1,649
Owner-occupied 67.6%
Renter-occupied 32.4%

💰 Estimated Monthly Budget

Rent median rent
$927
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,541/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
29.9 min
11% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
11.2%

Commute Mode

Drove alone
73.1%
Carpooled
10.6%
Public transit
1.4%
Walked
3.6%
Work from home
11.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 7.2%
Total Sales Tax 5.5%
State rate 5.5%
Avg local rate 0.0%
Property Tax 1.4%

💼 Income & Employment

Median Household Income
$58,152
22% below avg
Per Capita Income
$35,798
Unemployment Rate
9.6%
100% above avg
Poverty Rate
11.3%
Labor Force Participation
58.6%

🎓 Education

Bachelor's degree+ 21.0%
Graduate degree 8.1%

👥 Demographics

Median Age 44.5
Male median age 41.1
Female median age 48.1

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 37 — Good
80.9%
Good air days/yr
92
Max AQI recorded
161
PM2.5 days
136
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

87%
4-Year Graduation Rate
12.8:1
Student-teacher ratio
6
Public schools
2,002
Total enrollment

Frequently Asked Questions

What is the cost of living in Gardiner, ME?

Gardiner has a cost index of 67 (100 = national average). It is 33% below the national average.

What is average rent in Gardiner, ME?

The median gross rent in Gardiner is $927 per month based on 2023 Census data.

What is the average home price in Gardiner?

The median home value in Gardiner is $198,100 according to Zillow and Census data.

What is the median income in Gardiner?

The median household income in Gardiner is $58,152 per year (2023 ACS 5-year estimates).

What is the sales tax in Gardiner, ME?

The combined state and local sales tax rate in Gardiner is 5.5%. The Maine state income tax top rate is 7.2%.

Is Gardiner, ME affordable?

Yes, Gardiner is generally considered affordable, with a cost of living index of 67 — about 33% below the US national average of 100.

Gardiner at a Glance

Population
6,047
Median Income
$58,152
Home Value
$198,100
Median Rent
$927/mo
Unemployment
9.6%
Sales Tax
5.5%
View all cities in Maine →
🗺️ County data for Maine

Explore county-level cost of living data

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