Cost of Living in Monmouth, ME

Population 4,138 · Maine · Data vintage 2023

88
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Monmouth is a smaller Maine community of around 4000 residents, where median household incomes of $80,778 and housing costs ($261,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. The labor market has been unusually tight, with unemployment around 0.3% — below most comparable cities in the state.

Geographically, Monmouth lies roughly 110 miles northeast of the nearest major metro, Manchester. Median home values run roughly 22% lower than Manchester's $336,000.

Cost Overview

Housing 86
Rent 91

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Monmouth

The median home value in Monmouth is $261,000 — 14% below the national median of $305,000. Median rent runs $1,202/month, 9% lower than the national median of $1,314/month. The median household income of $80,778/year is 8% higher than the US median of $74,580. The local unemployment rate is 0.3%, below the national average of 4.8%. Maine's top state income tax rate is 7.2% and the combined sales tax is 5.5%. The climate averages highs of 55.2°F and lows of 37.0°F. Overall, Monmouth has a cost of living index of 88 versus the US average of 100, meaning it is 12% less expensive.

🏠 Housing

Median Home Value
$261,000
14% below avg
Median Rent
$1,202/mo
9% below avg
Price-to-Rent Ratio
18.1x
Favors buying
Property Tax Rate
1.4%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$895
1 BR
$901
2 BR
$1,160
3 BR
$1,454
4 BR
$1,739
Owner-occupied 81.0%
Renter-occupied 19.0%

💰 Estimated Monthly Budget

Rent median rent
$1,202
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,816/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
31.3 min
16% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
20.3%

Commute Mode

Drove alone
72.5%
Carpooled
7.2%
Work from home
20.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 7.2%
Total Sales Tax 5.5%
State rate 5.5%
Avg local rate 0.0%
Property Tax 1.4%

💼 Income & Employment

Median Household Income
$80,778
8% above avg
Per Capita Income
$41,654
Unemployment Rate
0.3%
93% below avg
Poverty Rate
5.4%
Labor Force Participation
60.4%

🎓 Education

Bachelor's degree+ 17.0%
Graduate degree 17.2%

👥 Demographics

Median Age 46.6
Male median age 46.6
Female median age 46.6

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
55.2°F
Avg Low
37.0°F
Annual Precip
41.8"
10° 28° 45° 63° 80° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 293241546674807971584635
Low °F 121423344554605951403020
Precip" 2.622.323.213.823.274.013.203.413.904.693.953.44

Frequently Asked Questions

What is the cost of living in Monmouth, ME?

Monmouth has a cost index of 88 (100 = national average). It is 12% below the national average.

What is average rent in Monmouth, ME?

The median gross rent in Monmouth is $1,202 per month based on 2023 Census data.

What is the average home price in Monmouth?

The median home value in Monmouth is $261,000 according to 2023 Census ACS data.

What is the median income in Monmouth?

The median household income in Monmouth is $80,778 per year (2023 ACS 5-year estimates).

What is the sales tax in Monmouth, ME?

The combined state and local sales tax rate in Monmouth is 5.5%. The Maine state income tax top rate is 7.2%.

Is Monmouth, ME affordable?

Yes, Monmouth is generally considered affordable, with a cost of living index of 88 — about 12% below the US national average of 100.

What is the weather like in Monmouth?

Monmouth has average high temperatures of 55.2°F and average lows of 37.0°F. Annual precipitation is 41.8". Data from NOAA 1991–2020 Climate Normals.

Monmouth at a Glance

Population
4,138
Median Income
$80,778
Home Value
$261,000
Median Rent
$1,202/mo
Unemployment
0.3%
Avg High Temp
55.2°F
Sales Tax
5.5%
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🗺️ County data for Maine

Explore county-level cost of living data

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