Cost of Living in Saco, ME

Population 20,636 · Maine · Data vintage 2023

111
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Saco sits on the smaller end of the Maine city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. The labor market has been unusually tight, with unemployment around 1.7% — below most comparable cities in the state.

Saco is about 65 miles northeast of Manchester, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 10% higher than Manchester's $336,000.

Cost Overview

Housing 121
Rent 96

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Saco

The median home value in Saco is $370,300 — 21% above the national median of $305,000. Median rent runs $1,268/month, 4% lower than the national median of $1,314/month. The median household income of $84,328/year is 13% higher than the US median of $74,580. The local unemployment rate is 1.7%, below the national average of 4.8%. Maine's top state income tax rate is 7.2% and the combined sales tax is 5.5%. Overall, Saco has a cost of living index of 111 versus the US average of 100, meaning it is 11% more expensive.

🏠 Housing

Median Home Value
$370,300
21% above avg
Zillow Home Value
$510,682
Zillow ZHVI
Median Rent
$1,268/mo
4% below avg
Zillow Rent
$2,177/mo
Zillow ZORI
Price-to-Rent Ratio
24.3x
Favors renting
Property Tax Rate
1.4%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$839
1 BR
$901
2 BR
$1,155
3 BR
$1,455
4 BR
$1,649
Owner-occupied 69.9%
Renter-occupied 30.1%

💰 Estimated Monthly Budget

Rent median rent
$1,268
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,882/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
26.1 min
3% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
15.8%

Commute Mode

Drove alone
72.7%
Carpooled
7.9%
Public transit
0.8%
Walked
1.5%
Bicycle
0.8%
Work from home
15.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 7.2%
Total Sales Tax 5.5%
State rate 5.5%
Avg local rate 0.0%
Property Tax 1.4%

💼 Income & Employment

Median Household Income
$84,328
13% above avg
Per Capita Income
$46,633
Unemployment Rate
1.7%
65% below avg
Poverty Rate
6.8%
Labor Force Participation
69.4%

🎓 Education

Bachelor's degree+ 25.1%
Graduate degree 15.4%

👥 Demographics

Median Age 43.7
Male median age 42.4
Female median age 44.4

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 35 — Good
92.7%
Good air days/yr
84
Max AQI recorded
0
PM2.5 days
328
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
17:1
Student-teacher ratio
5
Public schools
2,827
Total enrollment

Frequently Asked Questions

What is the cost of living in Saco, ME?

Saco has a cost index of 111 (100 = national average). It is 11% above the national average.

What is average rent in Saco, ME?

The median gross rent in Saco is $1,268 per month based on 2023 Census data.

What is the average home price in Saco?

The median home value in Saco is $370,300 according to Zillow and Census data.

What is the median income in Saco?

The median household income in Saco is $84,328 per year (2023 ACS 5-year estimates).

What is the sales tax in Saco, ME?

The combined state and local sales tax rate in Saco is 5.5%. The Maine state income tax top rate is 7.2%.

Is Saco, ME affordable?

Saco is above average in cost of living, with an index of 111 — about 11% higher than the national average.

Saco at a Glance

Population
20,636
Median Income
$84,328
Home Value
$370,300
Median Rent
$1,268/mo
Unemployment
1.7%
Sales Tax
5.5%
View all cities in Maine →
🗺️ County data for Maine

Explore county-level cost of living data

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