Cost of Living in Baxter, MN

Population 8,804 · Minnesota · Data vintage 2023

93
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Baxter a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $298,000. The labor market has been unusually tight, with unemployment around 2.1% — below most comparable cities in the state.

Geographically, Baxter lies roughly 105 miles northwest of the nearest major metro, Minneapolis. Median home values run roughly 14% lower than Minneapolis' $346,000.

Cost Overview

Housing 98
Rent 85

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Baxter

The median home value in Baxter is $298,400 — 2% below the national median of $305,000. Median rent runs $1,123/month, 15% lower than the national median of $1,314/month. The median household income of $71,272/year is 4% lower than the US median of $74,580. The local unemployment rate is 2.1%, below the national average of 4.8%. Minnesota's top state income tax rate is 9.8% and the combined sales tax is 7.4%. The climate averages highs of 53.3°F and lows of 31.0°F. Overall, Baxter has a cost of living index of 93 versus the US average of 100, meaning it is 7% less expensive.

🏠 Housing

Median Home Value
$298,400
2% below avg
Zillow Home Value
$511,285
Zillow ZHVI
Median Rent
$1,123/mo
15% below avg
Price-to-Rent Ratio
22.1x
Favors renting
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$702
1 BR
$784
2 BR
$937
3 BR
$1,307
4 BR
$1,537
Owner-occupied 62.0%
Renter-occupied 38.0%

💰 Estimated Monthly Budget

Rent median rent
$1,123
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,737/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
21.2 min
21% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
16.6%

Commute Mode

Drove alone
73.8%
Carpooled
8.1%
Walked
0.8%
Bicycle
0.4%
Work from home
16.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.8%
Total Sales Tax 7.4%
State rate 6.9%
Avg local rate 0.6%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$71,272
4% below avg
Per Capita Income
$41,962
Unemployment Rate
2.1%
57% below avg
Poverty Rate
10.8%
Labor Force Participation
61.3%

🎓 Education

Bachelor's degree+ 23.2%
Graduate degree 14.4%

👥 Demographics

Median Age 42.9
Male median age 41.3
Female median age 45.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
53.3°F
Avg Low
31.0°F
Annual Precip
24.5"
-10° 15° 40° 65° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 212740556877827971564026
Low °F -041831435358554735228
Precip" 0.470.360.971.603.274.034.353.062.602.370.900.55

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 43 — Good
66.8%
Good air days/yr
165
Max AQI recorded
233
PM2.5 days
132
Ozone days

Frequently Asked Questions

What is the cost of living in Baxter, MN?

Baxter has a cost index of 93 (100 = national average). It is 7% below the national average.

What is average rent in Baxter, MN?

The median gross rent in Baxter is $1,123 per month based on 2023 Census data.

What is the average home price in Baxter?

The median home value in Baxter is $298,400 according to Zillow and Census data.

What is the median income in Baxter?

The median household income in Baxter is $71,272 per year (2023 ACS 5-year estimates).

What is the sales tax in Baxter, MN?

The combined state and local sales tax rate in Baxter is 7.4%. The Minnesota state income tax top rate is 9.8%.

Is Baxter, MN affordable?

Baxter is near the national average in terms of cost of living, with an index of 93 (100 = US average).

What is the weather like in Baxter?

Baxter has average high temperatures of 53.3°F and average lows of 31.0°F. Annual precipitation is 24.5". Data from NOAA 1991–2020 Climate Normals.

Baxter at a Glance

Population
8,804
Median Income
$71,272
Home Value
$298,400
Median Rent
$1,123/mo
Unemployment
2.1%
Avg High Temp
53.3°F
Sales Tax
7.4%
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🗺️ County data for Minnesota

Explore county-level cost of living data

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