Cost of Living in Bloomington, MN

Population 88,838 · Minnesota · Data vintage 2023

115
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

The Bloomington cost-of-living profile is closer to the US median than most headline-grabbing metros — typical homes around $346,000, rents near $1,526 a month.

Bloomington sits roughly 10 miles south of Minneapolis — close enough that regional housing and labor patterns are shaped largely by the larger market. Housing prices track closely with Minneapolis' $346,000 median.

Cost Overview

Housing 114
Rent 116

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Bloomington

The median home value in Bloomington is $346,200 — 14% above the national median of $305,000. Median rent runs $1,526/month, 16% higher than the national median of $1,314/month. The median household income of $90,677/year is 22% higher than the US median of $74,580. The local unemployment rate is 4.5%, below the national average of 4.8%. Minnesota's top state income tax rate is 9.8% and the combined sales tax is 7.4%. Overall, Bloomington has a cost of living index of 115 versus the US average of 100, meaning it is 15% more expensive.

🏠 Housing

Median Home Value
$346,200
14% above avg
Zillow Home Value
$356,047
Zillow ZHVI
Median Rent
$1,526/mo
16% above avg
Zillow Rent
$1,605/mo
Zillow ZORI
Price-to-Rent Ratio
18.9x
Favors buying
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$702
1 BR
$784
2 BR
$937
3 BR
$1,307
4 BR
$1,537
Owner-occupied 66.2%
Renter-occupied 33.8%

💰 Estimated Monthly Budget

Rent median rent
$1,526
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,140/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.6 min
16% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
19.6%

Commute Mode

Drove alone
66.6%
Carpooled
7.0%
Public transit
3.7%
Walked
1.3%
Bicycle
0.3%
Work from home
19.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.8%
Total Sales Tax 7.4%
State rate 6.9%
Avg local rate 0.6%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$90,677
22% above avg
Per Capita Income
$49,908
Unemployment Rate
4.5%
5% below avg
Poverty Rate
9.1%
Labor Force Participation
68.7%

🎓 Education

Bachelor's degree+ 31.9%
Graduate degree 13.5%

👥 Demographics

Median Age 40.8
Male median age 39.2
Female median age 42.7

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 52 — Moderate
47.4%
Good air days/yr
187
Max AQI recorded
273
PM2.5 days
69
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

79%
4-Year Graduation Rate
20.2:1
Student-teacher ratio
22
Public schools
10,592
Total enrollment

Frequently Asked Questions

What is the cost of living in Bloomington, MN?

Bloomington has a cost index of 115 (100 = national average). It is 15% above the national average.

What is average rent in Bloomington, MN?

The median gross rent in Bloomington is $1,526 per month based on 2023 Census data.

What is the average home price in Bloomington?

The median home value in Bloomington is $346,200 according to Zillow and Census data.

What is the median income in Bloomington?

The median household income in Bloomington is $90,677 per year (2023 ACS 5-year estimates).

What is the sales tax in Bloomington, MN?

The combined state and local sales tax rate in Bloomington is 7.4%. The Minnesota state income tax top rate is 9.8%.

Is Bloomington, MN affordable?

Bloomington is above average in cost of living, with an index of 115 — about 15% higher than the national average.

Bloomington at a Glance

Population
88,838
Median Income
$90,677
Home Value
$346,200
Median Rent
$1,526/mo
Unemployment
4.5%
Sales Tax
7.4%
View all cities in Minnesota →
🗺️ County data for Minnesota

Explore county-level cost of living data

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