Cost of Living in Champlin, MN

Population 23,450 · Minnesota · Data vintage 2023

115
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Champlin a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $338,000.

Located 15 miles northwest of Minneapolis, Champlin falls within that metro's commuting orbit. Housing prices track closely with Minneapolis' $346,000 median.

Cost Overview

Housing 111
Rent 122

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Champlin

The median home value in Champlin is $338,400 — 11% above the national median of $305,000. Median rent runs $1,597/month, 22% higher than the national median of $1,314/month. The median household income of $115,719/year is 55% higher than the US median of $74,580. The local unemployment rate is 3.2%, below the national average of 4.8%. Minnesota's top state income tax rate is 9.8% and the combined sales tax is 7.4%. Overall, Champlin has a cost of living index of 115 versus the US average of 100, meaning it is 15% more expensive.

🏠 Housing

Median Home Value
$338,400
11% above avg
Zillow Home Value
$366,803
Zillow ZHVI
Median Rent
$1,597/mo
22% above avg
Zillow Rent
$2,200/mo
Zillow ZORI
Price-to-Rent Ratio
17.7x
Favors buying
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$702
1 BR
$784
2 BR
$937
3 BR
$1,307
4 BR
$1,537
Owner-occupied 89.5%
Renter-occupied 10.5%

💰 Estimated Monthly Budget

Rent median rent
$1,597
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,211/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.9 min
3% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
15.6%

Commute Mode

Drove alone
73.3%
Carpooled
8.1%
Public transit
1.3%
Walked
0.3%
Bicycle
0.3%
Work from home
15.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.8%
Total Sales Tax 7.4%
State rate 6.9%
Avg local rate 0.6%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$115,719
55% above avg
Per Capita Income
$49,859
Unemployment Rate
3.2%
34% below avg
Poverty Rate
7.0%
Labor Force Participation
73.5%

🎓 Education

Bachelor's degree+ 25.2%
Graduate degree 11.4%

👥 Demographics

Median Age 41.1
Male median age 40.9
Female median age 41.6

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 52 — Moderate
47.4%
Good air days/yr
187
Max AQI recorded
273
PM2.5 days
69
Ozone days

Frequently Asked Questions

What is the cost of living in Champlin, MN?

Champlin has a cost index of 115 (100 = national average). It is 15% above the national average.

What is average rent in Champlin, MN?

The median gross rent in Champlin is $1,597 per month based on 2023 Census data.

What is the average home price in Champlin?

The median home value in Champlin is $338,400 according to Zillow and Census data.

What is the median income in Champlin?

The median household income in Champlin is $115,719 per year (2023 ACS 5-year estimates).

What is the sales tax in Champlin, MN?

The combined state and local sales tax rate in Champlin is 7.4%. The Minnesota state income tax top rate is 9.8%.

Is Champlin, MN affordable?

Champlin is above average in cost of living, with an index of 115 — about 15% higher than the national average.

Champlin at a Glance

Population
23,450
Median Income
$115,719
Home Value
$338,400
Median Rent
$1,597/mo
Unemployment
3.2%
Sales Tax
7.4%
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🗺️ County data for Minnesota

Explore county-level cost of living data

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