Cost of Living in Chisago City, MN

Population 5,629 · Minnesota · Data vintage 2023

108
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Chisago City a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $367,000.

Chisago City is about 30 miles northeast of St. Paul, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 31% higher than St. Paul's $280,000.

Cost Overview

Housing 120
Rent 89

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Chisago City

The median home value in Chisago City is $366,600 — 20% above the national median of $305,000. Median rent runs $1,163/month, 11% lower than the national median of $1,314/month. The median household income of $96,964/year is 30% higher than the US median of $74,580. The local unemployment rate is 5.5%, above the national average of 4.8%. Minnesota's top state income tax rate is 9.8% and the combined sales tax is 7.4%. Overall, Chisago City has a cost of living index of 108 versus the US average of 100, meaning it is 8% more expensive.

🏠 Housing

Median Home Value
$366,600
20% above avg
Zillow Home Value
$257,673
Zillow ZHVI
Median Rent
$1,163/mo
11% below avg
Price-to-Rent Ratio
26.3x
Favors renting
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$702
1 BR
$784
2 BR
$937
3 BR
$1,307
4 BR
$1,537
Owner-occupied 70.7%
Renter-occupied 29.3%

💰 Estimated Monthly Budget

Rent median rent
$1,163
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,777/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
31.5 min
17% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
21.7%

Commute Mode

Drove alone
68.5%
Carpooled
7.2%
Public transit
0.9%
Bicycle
0.8%
Work from home
21.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.8%
Total Sales Tax 7.4%
State rate 6.9%
Avg local rate 0.6%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$96,964
30% above avg
Per Capita Income
$44,041
Unemployment Rate
5.5%
14% above avg
Poverty Rate
5.0%
Labor Force Participation
62.4%

🎓 Education

Bachelor's degree+ 17.3%
Graduate degree 10.6%

👥 Demographics

Median Age 42.9
Male median age 42.1
Female median age 43.8

🏫 Schools

NCES CCD 2019 — public school district data

97%
4-Year Graduation Rate
18.9:1
Student-teacher ratio
8
Public schools
3,471
Total enrollment

Frequently Asked Questions

What is the cost of living in Chisago City, MN?

Chisago City has a cost index of 108 (100 = national average). It is 8% above the national average.

What is average rent in Chisago City, MN?

The median gross rent in Chisago City is $1,163 per month based on 2023 Census data.

What is the average home price in Chisago City?

The median home value in Chisago City is $366,600 according to Zillow and Census data.

What is the median income in Chisago City?

The median household income in Chisago City is $96,964 per year (2023 ACS 5-year estimates).

What is the sales tax in Chisago City, MN?

The combined state and local sales tax rate in Chisago City is 7.4%. The Minnesota state income tax top rate is 9.8%.

Is Chisago City, MN affordable?

Chisago City is near the national average in terms of cost of living, with an index of 108 (100 = US average).

Chisago City at a Glance

Population
5,629
Median Income
$96,964
Home Value
$366,600
Median Rent
$1,163/mo
Unemployment
5.5%
Sales Tax
7.4%
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🗺️ County data for Minnesota

Explore county-level cost of living data

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