Cost of Living in Crystal, MN

Population 22,685 · Minnesota · Data vintage 2023

99
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Crystal sits on the smaller end of the Minnesota city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. The labor market has been unusually tight, with unemployment around 2.7% — below most comparable cities in the state.

Crystal sits roughly 7 miles northwest of Minneapolis — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 19% lower than Minneapolis' $346,000.

Cost Overview

Housing 92
Rent 109

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Crystal

The median home value in Crystal is $280,500 — 8% below the national median of $305,000. Median rent runs $1,437/month, 9% higher than the national median of $1,314/month. The median household income of $86,752/year is 16% higher than the US median of $74,580. The local unemployment rate is 2.7%, below the national average of 4.8%. Minnesota's top state income tax rate is 9.8% and the combined sales tax is 7.4%. The climate averages highs of 55.5°F and lows of 36.1°F. Overall, Crystal has a cost of living index of 99 versus the US average of 100, meaning it is 1% less expensive.

🏠 Housing

Median Home Value
$280,500
8% below avg
Zillow Home Value
$312,501
Zillow ZHVI
Median Rent
$1,437/mo
9% above avg
Zillow Rent
$1,367/mo
Zillow ZORI
Price-to-Rent Ratio
16.3x
Favors buying
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$702
1 BR
$784
2 BR
$937
3 BR
$1,307
4 BR
$1,537
Owner-occupied 75.4%
Renter-occupied 24.6%

💰 Estimated Monthly Budget

Rent median rent
$1,437
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,051/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
23.7 min
12% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
18.1%

Commute Mode

Drove alone
66.3%
Carpooled
10.5%
Public transit
3.5%
Walked
1.2%
Bicycle
0.0%
Work from home
18.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.8%
Total Sales Tax 7.4%
State rate 6.9%
Avg local rate 0.6%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$86,752
16% above avg
Per Capita Income
$42,854
Unemployment Rate
2.7%
44% below avg
Poverty Rate
7.8%
Labor Force Participation
72.5%

🎓 Education

Bachelor's degree+ 27.0%
Graduate degree 8.9%

👥 Demographics

Median Age 37.1
Male median age 36.7
Female median age 38.4

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
55.5°F
Avg Low
36.1°F
Annual Precip
30.7"
23° 45° 68° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 242942577079838173584229
Low °F 71123354758636152382613
Precip" 0.610.621.422.884.344.374.194.143.162.611.470.90

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 52 — Moderate
47.4%
Good air days/yr
187
Max AQI recorded
273
PM2.5 days
69
Ozone days

Frequently Asked Questions

What is the cost of living in Crystal, MN?

Crystal has a cost index of 99 (100 = national average). It is 1% below the national average.

What is average rent in Crystal, MN?

The median gross rent in Crystal is $1,437 per month based on 2023 Census data.

What is the average home price in Crystal?

The median home value in Crystal is $280,500 according to Zillow and Census data.

What is the median income in Crystal?

The median household income in Crystal is $86,752 per year (2023 ACS 5-year estimates).

What is the sales tax in Crystal, MN?

The combined state and local sales tax rate in Crystal is 7.4%. The Minnesota state income tax top rate is 9.8%.

Is Crystal, MN affordable?

Crystal is near the national average in terms of cost of living, with an index of 99 (100 = US average).

What is the weather like in Crystal?

Crystal has average high temperatures of 55.5°F and average lows of 36.1°F. Annual precipitation is 30.7". Data from NOAA 1991–2020 Climate Normals.

Crystal at a Glance

Population
22,685
Median Income
$86,752
Home Value
$280,500
Median Rent
$1,437/mo
Unemployment
2.7%
Avg High Temp
55.5°F
Sales Tax
7.4%
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🗺️ County data for Minnesota

Explore county-level cost of living data

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