Cost of Living in Elk River, MN

Population 26,367 · Minnesota · Data vintage 2023

105
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

The Elk River cost-of-living profile is closer to the US median than most headline-grabbing metros — typical homes around $338,000, rents near $1,269 a month. The labor market has been unusually tight, with unemployment around 2.7% — below most comparable cities in the state.

Geographically, Elk River is about 30 miles northwest of Minneapolis, the nearest large metro. Housing prices track closely with Minneapolis' $346,000 median.

Cost Overview

Housing 111
Rent 97

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Elk River

The median home value in Elk River is $338,300 — 11% above the national median of $305,000. Median rent runs $1,269/month, 3% lower than the national median of $1,314/month. The median household income of $99,457/year is 33% higher than the US median of $74,580. The local unemployment rate is 2.7%, below the national average of 4.8%. Minnesota's top state income tax rate is 9.8% and the combined sales tax is 7.4%. Overall, Elk River has a cost of living index of 105 versus the US average of 100, meaning it is 5% more expensive.

🏠 Housing

Median Home Value
$338,300
11% above avg
Zillow Home Value
$388,095
Zillow ZHVI
Median Rent
$1,269/mo
3% below avg
Zillow Rent
$1,732/mo
Zillow ZORI
Price-to-Rent Ratio
22.2x
Favors renting
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$702
1 BR
$784
2 BR
$937
3 BR
$1,307
4 BR
$1,537
Owner-occupied 80.0%
Renter-occupied 20.0%

💰 Estimated Monthly Budget

Rent median rent
$1,269
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,883/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
30.5 min
13% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
14.1%

Commute Mode

Drove alone
76.9%
Carpooled
5.3%
Public transit
1.4%
Walked
0.6%
Bicycle
0.3%
Work from home
14.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.8%
Total Sales Tax 7.4%
State rate 6.9%
Avg local rate 0.6%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$99,457
33% above avg
Per Capita Income
$47,759
Unemployment Rate
2.7%
45% below avg
Poverty Rate
3.2%
Labor Force Participation
70.7%

🎓 Education

Bachelor's degree+ 23.4%
Graduate degree 7.4%

👥 Demographics

Median Age 37.3
Male median age 35.9
Female median age 38.3

🏫 Schools

NCES CCD 2019 — public school district data

93%
4-Year Graduation Rate
23.6:1
Student-teacher ratio
29
Public schools
13,921
Total enrollment

Frequently Asked Questions

What is the cost of living in Elk River, MN?

Elk River has a cost index of 105 (100 = national average). It is 5% above the national average.

What is average rent in Elk River, MN?

The median gross rent in Elk River is $1,269 per month based on 2023 Census data.

What is the average home price in Elk River?

The median home value in Elk River is $338,300 according to Zillow and Census data.

What is the median income in Elk River?

The median household income in Elk River is $99,457 per year (2023 ACS 5-year estimates).

What is the sales tax in Elk River, MN?

The combined state and local sales tax rate in Elk River is 7.4%. The Minnesota state income tax top rate is 9.8%.

Is Elk River, MN affordable?

Elk River is near the national average in terms of cost of living, with an index of 105 (100 = US average).

Elk River at a Glance

Population
26,367
Median Income
$99,457
Home Value
$338,300
Median Rent
$1,269/mo
Unemployment
2.7%
Sales Tax
7.4%
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🗺️ County data for Minnesota

Explore county-level cost of living data

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