Cost of Living in Mankato, MN

Population 44,882 · Minnesota · Data vintage 2023

82
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Mankato lands reasonably close to national benchmarks on most cost indicators, with a median home value of $251,000 — 18% below the US figure. That makes it a useful reference point for comparing with more extreme markets in Minnesota. A poverty rate near 22% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.

Mankato is about 65 miles southwest of Minneapolis, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 27% lower than Minneapolis' $346,000.

Cost Overview

Housing 82
Rent 83

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Mankato

The median home value in Mankato is $250,600 — 18% below the national median of $305,000. Median rent runs $1,089/month, 17% lower than the national median of $1,314/month. The median household income of $64,826/year is 13% lower than the US median of $74,580. The local unemployment rate is 4.8%, above the national average of 4.8%. Minnesota's top state income tax rate is 9.8% and the combined sales tax is 7.4%. Overall, Mankato has a cost of living index of 82 versus the US average of 100, meaning it is 18% less expensive.

🏠 Housing

Median Home Value
$250,600
18% below avg
Zillow Home Value
$298,272
Zillow ZHVI
Median Rent
$1,089/mo
17% below avg
Zillow Rent
$1,367/mo
Zillow ZORI
Price-to-Rent Ratio
19.2x
Favors buying
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$702
1 BR
$784
2 BR
$937
3 BR
$1,307
4 BR
$1,537
Owner-occupied 50.3%
Renter-occupied 49.7%

💰 Estimated Monthly Budget

Rent median rent
$1,089
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,703/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
16.3 min
40% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
7.8%

Commute Mode

Drove alone
73.6%
Carpooled
11.2%
Public transit
2.7%
Walked
3.5%
Bicycle
0.3%
Work from home
7.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.8%
Total Sales Tax 7.4%
State rate 6.9%
Avg local rate 0.6%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$64,826
13% below avg
Per Capita Income
$32,788
Unemployment Rate
4.8%
0% below avg
Poverty Rate
21.7%
Labor Force Participation
69.6%

🎓 Education

Bachelor's degree+ 23.6%
Graduate degree 12.6%

👥 Demographics

Median Age 26.8
Male median age 26.4
Female median age 27.1

🏫 Schools

NCES CCD 2019 — public school district data

87%
4-Year Graduation Rate
15.2:1
Student-teacher ratio
22
Public schools
9,021
Total enrollment

Frequently Asked Questions

What is the cost of living in Mankato, MN?

Mankato has a cost index of 82 (100 = national average). It is 18% below the national average.

What is average rent in Mankato, MN?

The median gross rent in Mankato is $1,089 per month based on 2023 Census data.

What is the average home price in Mankato?

The median home value in Mankato is $250,600 according to Zillow and Census data.

What is the median income in Mankato?

The median household income in Mankato is $64,826 per year (2023 ACS 5-year estimates).

What is the sales tax in Mankato, MN?

The combined state and local sales tax rate in Mankato is 7.4%. The Minnesota state income tax top rate is 9.8%.

Is Mankato, MN affordable?

Yes, Mankato is generally considered affordable, with a cost of living index of 82 — about 18% below the US national average of 100.

Mankato at a Glance

Population
44,882
Median Income
$64,826
Home Value
$250,600
Median Rent
$1,089/mo
Unemployment
4.8%
Sales Tax
7.4%
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🗺️ County data for Minnesota

Explore county-level cost of living data

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