Cost of Living in Wayzata, MN

Population 4,363 · Minnesota · Data vintage 2023

252
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Home prices in Wayzata run well above the national baseline, with a median of $1 million, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $125,344 place the city among the better-paid Minnesota metros. An unemployment rate of 1.4% points to a labor market well on the tight side of the national distribution.

Located 12 miles west of Minneapolis, Wayzata falls within that metro's commuting orbit. Median home values run roughly 203% higher than Minneapolis' $346,000.

Cost Overview

Housing 343
Rent 115

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Wayzata

The median home value in Wayzata is $1,047,400 — 243% above the national median of $305,000. Median rent runs $1,507/month, 15% higher than the national median of $1,314/month. The median household income of $125,344/year is 68% higher than the US median of $74,580. The local unemployment rate is 1.4%, below the national average of 4.8%. Minnesota's top state income tax rate is 9.8% and the combined sales tax is 7.4%. Overall, Wayzata has a cost of living index of 252 versus the US average of 100, meaning it is 152% more expensive.

🏠 Housing

Median Home Value
$1,047,400
243% above avg
Zillow Home Value
$79,421
Zillow ZHVI
Median Rent
$1,507/mo
15% above avg
Zillow Rent
$1,647/mo
Zillow ZORI
Price-to-Rent Ratio
57.9x
Favors renting
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$702
1 BR
$784
2 BR
$937
3 BR
$1,307
4 BR
$1,537
Owner-occupied 60.3%
Renter-occupied 39.7%

💰 Estimated Monthly Budget

Rent median rent
$1,507
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,121/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
19.2 min
29% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
31.1%

Commute Mode

Drove alone
62.6%
Carpooled
3.2%
Walked
3.0%
Work from home
31.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.8%
Total Sales Tax 7.4%
State rate 6.9%
Avg local rate 0.6%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$125,344
68% above avg
Per Capita Income
$128,742
Unemployment Rate
1.4%
71% below avg
Poverty Rate
6.3%
Labor Force Participation
50.6%

🎓 Education

Bachelor's degree+ 45.4%
Graduate degree 26.7%

👥 Demographics

Median Age 58.5
Male median age 57.5
Female median age 59.3

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 52 — Moderate
47.4%
Good air days/yr
187
Max AQI recorded
273
PM2.5 days
69
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

97%
4-Year Graduation Rate
19.4:1
Student-teacher ratio
19
Public schools
12,207
Total enrollment

Frequently Asked Questions

What is the cost of living in Wayzata, MN?

Wayzata has a cost index of 252 (100 = national average). It is 152% above the national average.

What is average rent in Wayzata, MN?

The median gross rent in Wayzata is $1,507 per month based on 2023 Census data.

What is the average home price in Wayzata?

The median home value in Wayzata is $1,047,400 according to Zillow and Census data.

What is the median income in Wayzata?

The median household income in Wayzata is $125,344 per year (2023 ACS 5-year estimates).

What is the sales tax in Wayzata, MN?

The combined state and local sales tax rate in Wayzata is 7.4%. The Minnesota state income tax top rate is 9.8%.

Is Wayzata, MN affordable?

Wayzata is above average in cost of living, with an index of 252 — about 152% higher than the national average.

Wayzata at a Glance

Population
4,363
Median Income
$125,344
Home Value
$1,047,400
Median Rent
$1,507/mo
Unemployment
1.4%
Sales Tax
7.4%
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🗺️ County data for Minnesota

Explore county-level cost of living data

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