Cost of Living in Winona, MN

Population 25,998 · Minnesota · Data vintage 2023

64
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Most of Winona's cost indicators track within a reasonable band of national figures, with median household incomes near $56,163 — a more representative starting point for relocation math than the headline-expensive or headline-cheap cities on either tail. Around 21% of residents live below the federal poverty line, a rate that tends to correlate with the income and housing figures above.

Located 40 miles east of Rochester, Winona falls within that metro's commuting orbit. Median home values run roughly 33% lower than Rochester's $288,000.

Cost Overview

Housing 63
Rent 64

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Winona

The median home value in Winona is $193,500 — 37% below the national median of $305,000. Median rent runs $839/month, 36% lower than the national median of $1,314/month. The median household income of $56,163/year is 25% lower than the US median of $74,580. The local unemployment rate is 3.6%, below the national average of 4.8%. Minnesota's top state income tax rate is 9.8% and the combined sales tax is 7.4%. The climate averages highs of 58.6°F and lows of 39.1°F, with about 46.3" of annual snowfall. Overall, Winona has a cost of living index of 64 versus the US average of 100, meaning it is 36% less expensive.

🏠 Housing

Median Home Value
$193,500
37% below avg
Zillow Home Value
$251,767
Zillow ZHVI
Median Rent
$839/mo
36% below avg
Zillow Rent
$1,235/mo
Zillow ZORI
Price-to-Rent Ratio
19.2x
Favors buying
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$702
1 BR
$784
2 BR
$937
3 BR
$1,307
4 BR
$1,537
Owner-occupied 57.6%
Renter-occupied 42.4%

💰 Estimated Monthly Budget

Rent median rent
$839
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,453/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
16.2 min
40% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.9%

Commute Mode

Drove alone
72.7%
Carpooled
5.8%
Public transit
1.5%
Walked
9.1%
Bicycle
1.3%
Work from home
8.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.8%
Total Sales Tax 7.4%
State rate 6.9%
Avg local rate 0.6%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$56,163
25% below avg
Per Capita Income
$34,197
Unemployment Rate
3.6%
26% below avg
Poverty Rate
20.8%
Labor Force Participation
66.7%

🎓 Education

Bachelor's degree+ 20.7%
Graduate degree 14.1%

👥 Demographics

Median Age 31.6
Male median age 31.2
Female median age 32

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
58.6°F
Avg Low
39.1°F
Annual Precip
35.2"
Annual Snowfall
46.3"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 273346607282858376624633
Low °F 111426385060656254423018
Precip" 1.251.192.043.754.335.084.233.903.632.491.851.49
Snow" 11.89.77.32.90.00.00.00.00.00.33.410.9

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 28 — Good
79.8%
Good air days/yr
169
Max AQI recorded
119
PM2.5 days
0
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

78%
4-Year Graduation Rate
15.3:1
Student-teacher ratio
7
Public schools
2,799
Total enrollment

Frequently Asked Questions

What is the cost of living in Winona, MN?

Winona has a cost index of 64 (100 = national average). It is 36% below the national average.

What is average rent in Winona, MN?

The median gross rent in Winona is $839 per month based on 2023 Census data.

What is the average home price in Winona?

The median home value in Winona is $193,500 according to Zillow and Census data.

What is the median income in Winona?

The median household income in Winona is $56,163 per year (2023 ACS 5-year estimates).

What is the sales tax in Winona, MN?

The combined state and local sales tax rate in Winona is 7.4%. The Minnesota state income tax top rate is 9.8%.

Is Winona, MN affordable?

Yes, Winona is generally considered affordable, with a cost of living index of 64 — about 36% below the US national average of 100.

What is the weather like in Winona?

Winona has average high temperatures of 58.6°F and average lows of 39.1°F. Annual precipitation is 35.2". Average annual snowfall is 46.3". Data from NOAA 1991–2020 Climate Normals.

Winona at a Glance

Population
25,998
Median Income
$56,163
Home Value
$193,500
Median Rent
$839/mo
Unemployment
3.6%
Avg High Temp
58.6°F
Sales Tax
7.4%
View all cities in Minnesota →
🗺️ County data for Minnesota

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs