Cost of Living in Osage Beach, MO
Population 4,715 · Missouri · Data vintage 2023
(100 = US avg)
The median resident in Osage Beach is 56 years old, well past the national midpoint, giving the city the retail and service mix of a retirement-dominant market. Household-income figures here read differently than in working-age cities: retirement and investment income weigh heavily in the totals. At 8.0%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.
Located 60 miles south of Columbia, Osage Beach is far enough out that local conditions diverge meaningfully from the big-metro baseline. Housing prices track closely with Columbia's $268,000 median.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Osage Beach
The median home value in Osage Beach is $286,800 — 6% below the national median of $305,000. Median rent runs $780/month, 41% lower than the national median of $1,314/month. The median household income of $52,067/year is 30% lower than the US median of $74,580. The local unemployment rate is 8.0%, above the national average of 4.8%. Missouri's top state income tax rate is 5.0% and the combined sales tax is 8.4%. Overall, Osage Beach has a cost of living index of 80 versus the US average of 100, meaning it is 20% less expensive.
Osage Beach has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
Frequently Asked Questions
What is the cost of living in Osage Beach, MO?
Osage Beach has a cost index of 80 (100 = national average). It is 20% below the national average.
What is average rent in Osage Beach, MO?
The median gross rent in Osage Beach is $780 per month based on 2023 Census data.
What is the average home price in Osage Beach?
The median home value in Osage Beach is $286,800 according to Zillow and Census data.
What is the median income in Osage Beach?
The median household income in Osage Beach is $52,067 per year (2023 ACS 5-year estimates).
What is the sales tax in Osage Beach, MO?
The combined state and local sales tax rate in Osage Beach is 8.4%. The Missouri state income tax top rate is 5.0%.
Is Osage Beach, MO affordable?
Yes, Osage Beach is generally considered affordable, with a cost of living index of 80 — about 20% below the US national average of 100.
Osage Beach at a Glance
- Population
- 4,715
- Median Income
- $52,067
- Home Value
- $286,800
- Median Rent
- $780/mo
- Unemployment
- 8.0%
- Sales Tax
- 8.4%
Nearby Cities
Explore county-level cost of living data
Missouri Rankings
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