Cost of Living in Ste. Genevieve, MO

Population 4,996 · Missouri · Data vintage 2023

56
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

At $43,856, median household incomes in Ste. Genevieve land roughly 41% below the US median, a gap that tends to persist across local labor-market indicators.

Ste. Genevieve is about 45 miles south of St. Louis, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 11% lower than St. Louis' $185,000.

Cost Overview

Housing 54
Rent 58

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Ste. Genevieve

The median home value in Ste. Genevieve is $164,600 — 46% below the national median of $305,000. Median rent runs $761/month, 42% lower than the national median of $1,314/month. The median household income of $43,856/year is 41% lower than the US median of $74,580. The local unemployment rate is 5.6%, above the national average of 4.8%. Missouri's top state income tax rate is 5.0% and the combined sales tax is 8.4%. Overall, Ste. Genevieve has a cost of living index of 56 versus the US average of 100, meaning it is 44% less expensive.

🏠 Housing

Median Home Value
$164,600
46% below avg
Zillow Home Value
$243,779
Zillow ZHVI
Median Rent
$761/mo
42% below avg
Price-to-Rent Ratio
18.0x
Favors buying
Property Tax Rate
1.0%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$623
1 BR
$668
2 BR
$826
3 BR
$1,142
4 BR
$1,311
Owner-occupied 62.7%
Renter-occupied 37.3%

💰 Estimated Monthly Budget

Rent median rent
$761
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,375/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.1 min
18% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.3%

Commute Mode

Drove alone
79.7%
Carpooled
4.5%
Public transit
1.2%
Walked
5.4%
Work from home
9.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.0%
Total Sales Tax 8.4%
State rate 4.2%
Avg local rate 4.1%
Property Tax 1.0%

💼 Income & Employment

Median Household Income
$43,856
41% below avg
Per Capita Income
$23,826
Unemployment Rate
5.6%
16% above avg
Poverty Rate
7.8%
Labor Force Participation
49.2%

🎓 Education

Bachelor's degree+ 8.5%
Graduate degree 6.8%

👥 Demographics

Median Age 43.8
Male median age 38.3
Female median age 47.6

Frequently Asked Questions

What is the cost of living in Ste. Genevieve, MO?

Ste. Genevieve has a cost index of 56 (100 = national average). It is 44% below the national average.

What is average rent in Ste. Genevieve, MO?

The median gross rent in Ste. Genevieve is $761 per month based on 2023 Census data.

What is the average home price in Ste. Genevieve?

The median home value in Ste. Genevieve is $164,600 according to Zillow and Census data.

What is the median income in Ste. Genevieve?

The median household income in Ste. Genevieve is $43,856 per year (2023 ACS 5-year estimates).

What is the sales tax in Ste. Genevieve, MO?

The combined state and local sales tax rate in Ste. Genevieve is 8.4%. The Missouri state income tax top rate is 5.0%.

Is Ste. Genevieve, MO affordable?

Yes, Ste. Genevieve is generally considered affordable, with a cost of living index of 56 — about 44% below the US national average of 100.

Ste. Genevieve at a Glance

Population
4,996
Median Income
$43,856
Home Value
$164,600
Median Rent
$761/mo
Unemployment
5.6%
Sales Tax
8.4%
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