Cost of Living in Vandalia, MO

Population 3,260 · Missouri · Data vintage 2023

38
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Vandalia a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $76,000. An unemployment rate of 1.9% points to a labor market well on the tight side of the national distribution.

Geographically, Vandalia is about 50 miles northeast of Columbia, the nearest large metro. Median home values run roughly 72% lower than Columbia's $268,000.

Cost Overview

Housing 25
Rent 58

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Vandalia

The median home value in Vandalia is $75,600 — 75% below the national median of $305,000. Median rent runs $762/month, 42% lower than the national median of $1,314/month. The median household income of $58,649/year is 21% lower than the US median of $74,580. The local unemployment rate is 1.9%, below the national average of 4.8%. Missouri's top state income tax rate is 5.0% and the combined sales tax is 8.4%. Overall, Vandalia has a cost of living index of 38 versus the US average of 100, meaning it is 62% less expensive.

🏠 Housing

Median Home Value
$75,600
75% below avg
Zillow Home Value
$513,217
Zillow ZHVI
Median Rent
$762/mo
42% below avg
Price-to-Rent Ratio
8.3x
Favors buying
Property Tax Rate
1.0%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$623
1 BR
$668
2 BR
$826
3 BR
$1,142
4 BR
$1,311
Owner-occupied 67.9%
Renter-occupied 32.1%

💰 Estimated Monthly Budget

Rent median rent
$762
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,376/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
23.3 min
14% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
0.8%

Commute Mode

Drove alone
85.4%
Carpooled
12.9%
Walked
0.8%
Work from home
0.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.0%
Total Sales Tax 8.4%
State rate 4.2%
Avg local rate 4.1%
Property Tax 1.0%

💼 Income & Employment

Median Household Income
$58,649
21% below avg
Per Capita Income
$21,932
Unemployment Rate
1.9%
62% below avg
Poverty Rate
15.8%
Labor Force Participation
43.4%

🎓 Education

Bachelor's degree+ 4.7%
Graduate degree 3.8%

👥 Demographics

Median Age 40.5
Male median age 42.6
Female median age 39.2

🏫 Schools

NCES CCD 2019 — public school district data

84%
4-Year Graduation Rate
13.7:1
Student-teacher ratio
2
Public schools
601
Total enrollment

Frequently Asked Questions

What is the cost of living in Vandalia, MO?

Vandalia has a cost index of 38 (100 = national average). It is 62% below the national average.

What is average rent in Vandalia, MO?

The median gross rent in Vandalia is $762 per month based on 2023 Census data.

What is the average home price in Vandalia?

The median home value in Vandalia is $75,600 according to Zillow and Census data.

What is the median income in Vandalia?

The median household income in Vandalia is $58,649 per year (2023 ACS 5-year estimates).

What is the sales tax in Vandalia, MO?

The combined state and local sales tax rate in Vandalia is 8.4%. The Missouri state income tax top rate is 5.0%.

Is Vandalia, MO affordable?

Yes, Vandalia is generally considered affordable, with a cost of living index of 38 — about 62% below the US national average of 100.

Vandalia at a Glance

Population
3,260
Median Income
$58,649
Home Value
$75,600
Median Rent
$762/mo
Unemployment
1.9%
Sales Tax
8.4%
View all cities in Missouri →
🗺️ County data for Missouri

Explore county-level cost of living data

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