Cost of Living in Olive Branch, MS

Population 46,538 · Mississippi · Data vintage 2023

102
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Olive Branch lands reasonably close to national benchmarks on most cost indicators, with a median home value of $270,000 — 12% below the US figure. That makes it a useful reference point for comparing with more extreme markets in Mississippi. The labor market has been unusually tight, with unemployment around 2.5% — below most comparable cities in the state.

Located 13 miles southeast of Memphis, Olive Branch falls within that metro's commuting orbit. Median home values run roughly 72% higher than Memphis' $157,000.

Cost Overview

Housing 88
Rent 122

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Olive Branch

The median home value in Olive Branch is $269,900 — 12% below the national median of $305,000. Median rent runs $1,609/month, 22% higher than the national median of $1,314/month. The median household income of $98,421/year is 32% higher than the US median of $74,580. The local unemployment rate is 2.5%, below the national average of 4.8%. Mississippi's top state income tax rate is 4.7% and the combined sales tax is 7.1%. The climate averages highs of 73.0°F and lows of 53.8°F, with about 2.7" of annual snowfall. Overall, Olive Branch has a cost of living index of 102 versus the US average of 100, meaning it is 2% more expensive.

🏠 Housing

Median Home Value
$269,900
12% below avg
Zillow Home Value
$328,146
Zillow ZHVI
Median Rent
$1,609/mo
22% above avg
Zillow Rent
$1,909/mo
Zillow ZORI
Price-to-Rent Ratio
14.0x
Favors buying
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$770
1 BR
$802
2 BR
$933
3 BR
$1,238
4 BR
$1,321
Owner-occupied 82.9%
Renter-occupied 17.1%

💰 Estimated Monthly Budget

Rent median rent
$1,609
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,223/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
26.2 min
3% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
7.7%

Commute Mode

Drove alone
81.9%
Carpooled
8.8%
Walked
0.2%
Work from home
7.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 4.7%
Total Sales Tax 7.1%
State rate 7.0%
Avg local rate 0.1%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$98,421
32% above avg
Per Capita Income
$40,626
Unemployment Rate
2.5%
49% below avg
Poverty Rate
5.0%
Labor Force Participation
68.8%

🎓 Education

Bachelor's degree+ 20.0%
Graduate degree 11.1%

👥 Demographics

Median Age 37.6
Male median age 36.4
Female median age 38.4

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
73.0°F
Avg Low
53.8°F
Annual Precip
54.9"
Annual Snowfall
2.7"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 515664738289929286756353
Low °F 333744536270747366544336
Precip" 4.144.555.745.875.273.994.823.373.033.984.695.49
Snow" 0.91.00.50.00.00.00.00.00.00.00.10.2

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 54 — Moderate
33.9%
Good air days/yr
134
Max AQI recorded
286
PM2.5 days
74
Ozone days

Frequently Asked Questions

What is the cost of living in Olive Branch, MS?

Olive Branch has a cost index of 102 (100 = national average). It is 2% above the national average.

What is average rent in Olive Branch, MS?

The median gross rent in Olive Branch is $1,609 per month based on 2023 Census data.

What is the average home price in Olive Branch?

The median home value in Olive Branch is $269,900 according to Zillow and Census data.

What is the median income in Olive Branch?

The median household income in Olive Branch is $98,421 per year (2023 ACS 5-year estimates).

What is the sales tax in Olive Branch, MS?

The combined state and local sales tax rate in Olive Branch is 7.1%. The Mississippi state income tax top rate is 4.7%.

Is Olive Branch, MS affordable?

Olive Branch is near the national average in terms of cost of living, with an index of 102 (100 = US average).

What is the weather like in Olive Branch?

Olive Branch has average high temperatures of 73.0°F and average lows of 53.8°F. Annual precipitation is 54.9". Average annual snowfall is 2.7". Data from NOAA 1991–2020 Climate Normals.

Olive Branch at a Glance

Population
46,538
Median Income
$98,421
Home Value
$269,900
Median Rent
$1,609/mo
Unemployment
2.5%
Avg High Temp
73.0°F
Sales Tax
7.1%
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🗺️ County data for Mississippi

Explore county-level cost of living data

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