Cost of Living in Pontotoc, MS
Population 5,717 · Mississippi · Data vintage 2023
(100 = US avg)
Pontotoc is a smaller Mississippi community of around 6000 residents, where median household incomes of $50,230 and housing costs ($144,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.
Geographically, Pontotoc lies roughly 80 miles southeast of the nearest major metro, Memphis. Median home values run roughly 8% lower than Memphis' $157,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Pontotoc
The median home value in Pontotoc is $144,300 — 53% below the national median of $305,000. Median rent runs $830/month, 37% lower than the national median of $1,314/month. The median household income of $50,230/year is 33% lower than the US median of $74,580. The local unemployment rate is 4.7%, below the national average of 4.8%. Mississippi's top state income tax rate is 4.7% and the combined sales tax is 7.1%. Overall, Pontotoc has a cost of living index of 54 versus the US average of 100, meaning it is 46% less expensive.
Pontotoc has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Pontotoc, MS?
Pontotoc has a cost index of 54 (100 = national average). It is 46% below the national average.
What is average rent in Pontotoc, MS?
The median gross rent in Pontotoc is $830 per month based on 2023 Census data.
What is the average home price in Pontotoc?
The median home value in Pontotoc is $144,300 according to Zillow and Census data.
What is the median income in Pontotoc?
The median household income in Pontotoc is $50,230 per year (2023 ACS 5-year estimates).
What is the sales tax in Pontotoc, MS?
The combined state and local sales tax rate in Pontotoc is 7.1%. The Mississippi state income tax top rate is 4.7%.
Is Pontotoc, MS affordable?
Yes, Pontotoc is generally considered affordable, with a cost of living index of 54 — about 46% below the US national average of 100.
Pontotoc at a Glance
- Population
- 5,717
- Median Income
- $50,230
- Home Value
- $144,300
- Median Rent
- $830/mo
- Unemployment
- 4.7%
- Sales Tax
- 7.1%
Nearby Cities
Explore county-level cost of living data
Mississippi Rankings
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