Cost of Living in Belville, NC

Population 3,183 · North Carolina · Data vintage 2023

103
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Belville sits on the smaller end of the North Carolina city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. Unemployment has stayed elevated relative to the national figure — 7.8% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Located 6 miles west of Wilmington, Belville falls within that metro's commuting orbit. Median home values run roughly 27% lower than Wilmington's $350,000.

Cost Overview

Housing 84
Rent 132

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Belville

The median home value in Belville is $257,100 — 16% below the national median of $305,000. Median rent runs $1,738/month, 32% higher than the national median of $1,314/month. The median household income of $86,875/year is 16% higher than the US median of $74,580. The local unemployment rate is 7.8%, above the national average of 4.8%. North Carolina's top state income tax rate is 4.5% and the combined sales tax is 7.0%. The climate averages highs of 74.4°F and lows of 54.4°F. Overall, Belville has a cost of living index of 103 versus the US average of 100, meaning it is 3% more expensive.

🏠 Housing

Median Home Value
$257,100
16% below avg
Zillow Home Value
$375,610
Zillow ZHVI
Median Rent
$1,738/mo
32% above avg
Zillow Rent
$2,249/mo
Zillow ZORI
Price-to-Rent Ratio
12.3x
Favors buying
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$826
1 BR
$860
2 BR
$1,049
3 BR
$1,384
4 BR
$1,637
Owner-occupied 61.7%
Renter-occupied 38.3%

💰 Estimated Monthly Budget

Rent median rent
$1,738
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,352/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
28.3 min
5% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.1%

Commute Mode

Drove alone
87.2%
Carpooled
5.8%
Walked
0.3%
Work from home
6.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.5%
Total Sales Tax 7.0%
State rate 4.8%
Avg local rate 2.2%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$86,875
16% above avg
Per Capita Income
$34,168
Unemployment Rate
7.8%
63% above avg
Poverty Rate
7.7%
Labor Force Participation
67.5%

🎓 Education

Bachelor's degree+ 27.3%
Graduate degree 6.1%

👥 Demographics

Median Age 35.1
Male median age 32.8
Female median age 35.6

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
74.4°F
Avg Low
54.4°F
Annual Precip
60.1"
Annual Snowfall
0.9"
30° 45° 60° 75° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 576067758187908884766760
Low °F 363844536169737267564539
Precip" 3.813.473.973.074.545.676.868.168.694.663.563.69
Snow" 0.70.20.00.00.00.00.00.00.00.00.00.0

Frequently Asked Questions

What is the cost of living in Belville, NC?

Belville has a cost index of 103 (100 = national average). It is 3% above the national average.

What is average rent in Belville, NC?

The median gross rent in Belville is $1,738 per month based on 2023 Census data.

What is the average home price in Belville?

The median home value in Belville is $257,100 according to Zillow and Census data.

What is the median income in Belville?

The median household income in Belville is $86,875 per year (2023 ACS 5-year estimates).

What is the sales tax in Belville, NC?

The combined state and local sales tax rate in Belville is 7.0%. The North Carolina state income tax top rate is 4.5%.

Is Belville, NC affordable?

Belville is near the national average in terms of cost of living, with an index of 103 (100 = US average).

What is the weather like in Belville?

Belville has average high temperatures of 74.4°F and average lows of 54.4°F. Annual precipitation is 60.1". Average annual snowfall is 0.9". Data from NOAA 1991–2020 Climate Normals.

Belville at a Glance

Population
3,183
Median Income
$86,875
Home Value
$257,100
Median Rent
$1,738/mo
Unemployment
7.8%
Avg High Temp
74.4°F
Sales Tax
7.0%
View all cities in North Carolina →
🗺️ County data for North Carolina

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs