Cost of Living in Hillsborough, NC

Population 9,656 · North Carolina · Data vintage 2023

126
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Hillsborough sits on the smaller end of the North Carolina city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

Hillsborough sits roughly 13 miles northwest of Durham — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 21% higher than Durham's $355,000.

Cost Overview

Housing 141
Rent 103

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Hillsborough

The median home value in Hillsborough is $430,100 — 41% above the national median of $305,000. Median rent runs $1,349/month, 3% higher than the national median of $1,314/month. The median household income of $98,467/year is 32% higher than the US median of $74,580. The local unemployment rate is 4.8%, below the national average of 4.8%. North Carolina's top state income tax rate is 4.5% and the combined sales tax is 7.0%. The climate averages highs of 69.9°F and lows of 48.4°F. Overall, Hillsborough has a cost of living index of 126 versus the US average of 100, meaning it is 26% more expensive.

🏠 Housing

Median Home Value
$430,100
41% above avg
Zillow Home Value
$464,418
Zillow ZHVI
Median Rent
$1,349/mo
3% above avg
Zillow Rent
$1,642/mo
Zillow ZORI
Price-to-Rent Ratio
26.6x
Favors renting
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$826
1 BR
$860
2 BR
$1,049
3 BR
$1,384
4 BR
$1,637
Owner-occupied 63.6%
Renter-occupied 36.4%

💰 Estimated Monthly Budget

Rent median rent
$1,349
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,963/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.9 min
15% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
28.3%

Commute Mode

Drove alone
64.0%
Carpooled
4.6%
Public transit
0.8%
Walked
0.9%
Bicycle
0.5%
Work from home
28.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.5%
Total Sales Tax 7.0%
State rate 4.8%
Avg local rate 2.2%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$98,467
32% above avg
Per Capita Income
$54,024
Unemployment Rate
4.8%
1% below avg
Poverty Rate
8.7%
Labor Force Participation
65.1%

🎓 Education

Bachelor's degree+ 31.7%
Graduate degree 30.1%

👥 Demographics

Median Age 43.6
Male median age 44
Female median age 42.9

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
69.9°F
Avg Low
48.4°F
Annual Precip
46.7"
30° 45° 60° 75° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 505462717784888680716153
Low °F 303239475663676660483833
Precip" 3.443.274.243.953.794.224.213.795.593.343.313.55

🏫 Schools

NCES CCD 2019 — public school district data

91%
4-Year Graduation Rate
14.4:1
Student-teacher ratio
13
Public schools
7,456
Total enrollment

Frequently Asked Questions

What is the cost of living in Hillsborough, NC?

Hillsborough has a cost index of 126 (100 = national average). It is 26% above the national average.

What is average rent in Hillsborough, NC?

The median gross rent in Hillsborough is $1,349 per month based on 2023 Census data.

What is the average home price in Hillsborough?

The median home value in Hillsborough is $430,100 according to Zillow and Census data.

What is the median income in Hillsborough?

The median household income in Hillsborough is $98,467 per year (2023 ACS 5-year estimates).

What is the sales tax in Hillsborough, NC?

The combined state and local sales tax rate in Hillsborough is 7.0%. The North Carolina state income tax top rate is 4.5%.

Is Hillsborough, NC affordable?

Hillsborough is above average in cost of living, with an index of 126 — about 26% higher than the national average.

What is the weather like in Hillsborough?

Hillsborough has average high temperatures of 69.9°F and average lows of 48.4°F. Annual precipitation is 46.7". Data from NOAA 1991–2020 Climate Normals.

Hillsborough at a Glance

Population
9,656
Median Income
$98,467
Home Value
$430,100
Median Rent
$1,349/mo
Unemployment
4.8%
Avg High Temp
69.9°F
Sales Tax
7.0%
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🗺️ County data for North Carolina

Explore county-level cost of living data

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