Cost of Living in Lowell, NC

Population 3,711 · North Carolina · Data vintage 2023

62
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Lowell is a smaller North Carolina community of around 4000 residents, where median household incomes of $51,829 and housing costs ($152,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Geographically, Lowell sits roughly 15 miles west of Charlotte. Median home values run roughly 57% lower than Charlotte's $352,000.

Cost Overview

Housing 50
Rent 79

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Lowell

The median home value in Lowell is $152,200 — 50% below the national median of $305,000. Median rent runs $1,044/month, 21% lower than the national median of $1,314/month. The median household income of $51,829/year is 31% lower than the US median of $74,580. The local unemployment rate is 3.1%, below the national average of 4.8%. North Carolina's top state income tax rate is 4.5% and the combined sales tax is 7.0%. The climate averages highs of 73.0°F and lows of 51.3°F. Overall, Lowell has a cost of living index of 62 versus the US average of 100, meaning it is 38% less expensive.

🏠 Housing

Median Home Value
$152,200
50% below avg
Zillow Home Value
$139,855
Zillow ZHVI
Median Rent
$1,044/mo
21% below avg
Price-to-Rent Ratio
12.1x
Favors buying
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$826
1 BR
$860
2 BR
$1,049
3 BR
$1,384
4 BR
$1,637
Owner-occupied 73.0%
Renter-occupied 27.0%

💰 Estimated Monthly Budget

Rent median rent
$1,044
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,658/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
25.1 min
7% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
15.3%

Commute Mode

Drove alone
74.0%
Carpooled
10.0%
Walked
0.2%
Work from home
15.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.5%
Total Sales Tax 7.0%
State rate 4.8%
Avg local rate 2.2%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$51,829
31% below avg
Per Capita Income
$35,535
Unemployment Rate
3.1%
36% below avg
Poverty Rate
19.2%
Labor Force Participation
63.3%

🎓 Education

Bachelor's degree+ 12.3%
Graduate degree 4.6%

👥 Demographics

Median Age 41.4
Male median age 38.8
Female median age 44.8

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
73.0°F
Avg Low
51.3°F
Annual Precip
43.3"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 535865748188918983746456
Low °F 333642505867706963514136
Precip" 3.343.283.943.883.464.213.473.953.753.293.303.44

Frequently Asked Questions

What is the cost of living in Lowell, NC?

Lowell has a cost index of 62 (100 = national average). It is 38% below the national average.

What is average rent in Lowell, NC?

The median gross rent in Lowell is $1,044 per month based on 2023 Census data.

What is the average home price in Lowell?

The median home value in Lowell is $152,200 according to Zillow and Census data.

What is the median income in Lowell?

The median household income in Lowell is $51,829 per year (2023 ACS 5-year estimates).

What is the sales tax in Lowell, NC?

The combined state and local sales tax rate in Lowell is 7.0%. The North Carolina state income tax top rate is 4.5%.

Is Lowell, NC affordable?

Yes, Lowell is generally considered affordable, with a cost of living index of 62 — about 38% below the US national average of 100.

What is the weather like in Lowell?

Lowell has average high temperatures of 73.0°F and average lows of 51.3°F. Annual precipitation is 43.3". Data from NOAA 1991–2020 Climate Normals.

Lowell at a Glance

Population
3,711
Median Income
$51,829
Home Value
$152,200
Median Rent
$1,044/mo
Unemployment
3.1%
Avg High Temp
73.0°F
Sales Tax
7.0%
View all cities in North Carolina →
🗺️ County data for North Carolina

Explore county-level cost of living data

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