Cost of Living in Raeford, NC

Population 4,545 · North Carolina · Data vintage 2023

59
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

At $43,311, median household incomes in Raeford land roughly 42% below the US median, a gap that tends to persist across local labor-market indicators. A poverty rate near 23% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.

Geographically, Raeford sits roughly 15 miles west of Fayetteville. Housing prices track closely with Fayetteville's $172,000 median.

Cost Overview

Housing 58
Rent 60

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Raeford

The median home value in Raeford is $177,900 — 42% below the national median of $305,000. Median rent runs $791/month, 40% lower than the national median of $1,314/month. The median household income of $43,311/year is 42% lower than the US median of $74,580. The local unemployment rate is 5.2%, above the national average of 4.8%. North Carolina's top state income tax rate is 4.5% and the combined sales tax is 7.0%. The climate averages highs of 74.7°F and lows of 52.1°F. Overall, Raeford has a cost of living index of 59 versus the US average of 100, meaning it is 41% less expensive.

🏠 Housing

Median Home Value
$177,900
42% below avg
Zillow Home Value
$286,181
Zillow ZHVI
Median Rent
$791/mo
40% below avg
Zillow Rent
$1,648/mo
Zillow ZORI
Price-to-Rent Ratio
18.7x
Favors buying
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$826
1 BR
$860
2 BR
$1,049
3 BR
$1,384
4 BR
$1,637
Owner-occupied 58.6%
Renter-occupied 41.4%

💰 Estimated Monthly Budget

Rent median rent
$791
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,405/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
25.4 min
6% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.8%

Commute Mode

Drove alone
79.7%
Carpooled
4.5%
Public transit
0.7%
Walked
7.2%
Work from home
6.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.5%
Total Sales Tax 7.0%
State rate 4.8%
Avg local rate 2.2%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$43,311
42% below avg
Per Capita Income
$23,450
Unemployment Rate
5.2%
8% above avg
Poverty Rate
23.5%
Labor Force Participation
49.0%

🎓 Education

Bachelor's degree+ 16.3%
Graduate degree 4.2%

👥 Demographics

Median Age 36.2
Male median age 35.1
Female median age 38.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
74.7°F
Avg Low
52.1°F
Annual Precip
40.2"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 555967768389929085766658
Low °F 343642505968727064524136
Precip" 3.112.573.252.693.314.173.863.794.922.692.942.88

🏫 Schools

NCES CCD 2019 — public school district data

88%
4-Year Graduation Rate
15.3:1
Student-teacher ratio
14
Public schools
9,051
Total enrollment

Frequently Asked Questions

What is the cost of living in Raeford, NC?

Raeford has a cost index of 59 (100 = national average). It is 41% below the national average.

What is average rent in Raeford, NC?

The median gross rent in Raeford is $791 per month based on 2023 Census data.

What is the average home price in Raeford?

The median home value in Raeford is $177,900 according to Zillow and Census data.

What is the median income in Raeford?

The median household income in Raeford is $43,311 per year (2023 ACS 5-year estimates).

What is the sales tax in Raeford, NC?

The combined state and local sales tax rate in Raeford is 7.0%. The North Carolina state income tax top rate is 4.5%.

Is Raeford, NC affordable?

Yes, Raeford is generally considered affordable, with a cost of living index of 59 — about 41% below the US national average of 100.

What is the weather like in Raeford?

Raeford has average high temperatures of 74.7°F and average lows of 52.1°F. Annual precipitation is 40.2". Data from NOAA 1991–2020 Climate Normals.

Raeford at a Glance

Population
4,545
Median Income
$43,311
Home Value
$177,900
Median Rent
$791/mo
Unemployment
5.2%
Avg High Temp
74.7°F
Sales Tax
7.0%
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