Cost of Living in Windsor, NC

Population 3,417 · North Carolina · Data vintage 2023

43
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Windsor's median household income of $38,631 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (25% here). Unemployment has stayed elevated relative to the national figure — 15.4% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Windsor is about 60 miles southwest of Chesapeake, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 69% lower than Chesapeake's $359,000.

Cost Overview

Housing 37
Rent 52

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Windsor

The median home value in Windsor is $111,400 — 63% below the national median of $305,000. Median rent runs $682/month, 48% lower than the national median of $1,314/month. The median household income of $38,631/year is 48% lower than the US median of $74,580. The local unemployment rate is 15.4%, above the national average of 4.8%. North Carolina's top state income tax rate is 4.5% and the combined sales tax is 7.0%. The climate averages highs of 71.0°F and lows of 51.8°F. Overall, Windsor has a cost of living index of 43 versus the US average of 100, meaning it is 57% less expensive.

🏠 Housing

Median Home Value
$111,400
63% below avg
Zillow Home Value
$360,753
Zillow ZHVI
Median Rent
$682/mo
48% below avg
Price-to-Rent Ratio
13.6x
Favors buying
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$826
1 BR
$860
2 BR
$1,049
3 BR
$1,384
4 BR
$1,637
Owner-occupied 58.4%
Renter-occupied 41.6%

💰 Estimated Monthly Budget

Rent median rent
$682
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,296/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.3 min
17% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.1%

Commute Mode

Drove alone
79.7%
Carpooled
3.1%
Walked
5.6%
Bicycle
1.0%
Work from home
6.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.5%
Total Sales Tax 7.0%
State rate 4.8%
Avg local rate 2.2%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$38,631
48% below avg
Per Capita Income
$19,311
Unemployment Rate
15.4%
221% above avg
Poverty Rate
25.4%
Labor Force Participation
23.5%

🎓 Education

Bachelor's degree+ 8.1%
Graduate degree 5.3%

👥 Demographics

Median Age 41.2
Male median age 39.1
Female median age 57.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
71.0°F
Avg Low
51.8°F
Annual Precip
46.5"
30° 45° 60° 75° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 525561717885888782736356
Low °F 333541495867717065534237
Precip" 3.302.873.593.163.684.715.655.324.523.632.973.11

🏫 Schools

NCES CCD 2019 — public school district data

84%
4-Year Graduation Rate
15:1
Student-teacher ratio
7
Public schools
2,080
Total enrollment

Frequently Asked Questions

What is the cost of living in Windsor, NC?

Windsor has a cost index of 43 (100 = national average). It is 57% below the national average.

What is average rent in Windsor, NC?

The median gross rent in Windsor is $682 per month based on 2023 Census data.

What is the average home price in Windsor?

The median home value in Windsor is $111,400 according to Zillow and Census data.

What is the median income in Windsor?

The median household income in Windsor is $38,631 per year (2023 ACS 5-year estimates).

What is the sales tax in Windsor, NC?

The combined state and local sales tax rate in Windsor is 7.0%. The North Carolina state income tax top rate is 4.5%.

Is Windsor, NC affordable?

Yes, Windsor is generally considered affordable, with a cost of living index of 43 — about 57% below the US national average of 100.

What is the weather like in Windsor?

Windsor has average high temperatures of 71.0°F and average lows of 51.8°F. Annual precipitation is 46.5". Data from NOAA 1991–2020 Climate Normals.

Windsor at a Glance

Population
3,417
Median Income
$38,631
Home Value
$111,400
Median Rent
$682/mo
Unemployment
15.4%
Avg High Temp
71.0°F
Sales Tax
7.0%
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🗺️ County data for North Carolina

Explore county-level cost of living data

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