Cost of Living in Lincoln, NE

Population 291,932 · Nebraska · Data vintage 2023

81
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Most of Lincoln's cost indicators track within a reasonable band of national figures, with median household incomes near $69,991 — a more representative starting point for relocation math than the headline-expensive or headline-cheap cities on either tail.

Cost Overview

Housing 81
Rent 80

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Lincoln

The median home value in Lincoln is $248,200 — 19% below the national median of $305,000. Median rent runs $1,045/month, 20% lower than the national median of $1,314/month. The median household income of $69,991/year is 6% lower than the US median of $74,580. The local unemployment rate is 3.3%, below the national average of 4.8%. Nebraska's top state income tax rate is 5.8% and the combined sales tax is 6.9%. Overall, Lincoln has a cost of living index of 81 versus the US average of 100, meaning it is 19% less expensive.

🏠 Housing

Median Home Value
$248,200
19% below avg
Zillow Home Value
$285,359
Zillow ZHVI
Median Rent
$1,045/mo
20% below avg
Zillow Rent
$1,293/mo
Zillow ZORI
Price-to-Rent Ratio
19.8x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$622
1 BR
$703
2 BR
$907
3 BR
$1,155
4 BR
$1,220
Owner-occupied 55.8%
Renter-occupied 44.2%

💰 Estimated Monthly Budget

Rent median rent
$1,045
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,659/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
20.0 min
26% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.0%

Commute Mode

Drove alone
75.7%
Carpooled
8.6%
Public transit
0.9%
Walked
3.2%
Bicycle
0.8%
Work from home
10.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.8%
Total Sales Tax 6.9%
State rate 5.5%
Avg local rate 1.4%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$69,991
6% below avg
Per Capita Income
$39,187
Unemployment Rate
3.3%
32% below avg
Poverty Rate
12.6%
Labor Force Participation
70.2%

🎓 Education

Bachelor's degree+ 26.4%
Graduate degree 14.5%

👥 Demographics

Median Age 33.4
Male median age 32.5
Female median age 34.2

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 42 — Good
69.6%
Good air days/yr
160
Max AQI recorded
71
PM2.5 days
212
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

81%
4-Year Graduation Rate
13.4:1
Student-teacher ratio
73
Public schools
42,258
Total enrollment

Frequently Asked Questions

What is the cost of living in Lincoln, NE?

Lincoln has a cost index of 81 (100 = national average). It is 19% below the national average.

What is average rent in Lincoln, NE?

The median gross rent in Lincoln is $1,045 per month based on 2023 Census data.

What is the average home price in Lincoln?

The median home value in Lincoln is $248,200 according to Zillow and Census data.

What is the median income in Lincoln?

The median household income in Lincoln is $69,991 per year (2023 ACS 5-year estimates).

What is the sales tax in Lincoln, NE?

The combined state and local sales tax rate in Lincoln is 6.9%. The Nebraska state income tax top rate is 5.8%.

Is Lincoln, NE affordable?

Yes, Lincoln is generally considered affordable, with a cost of living index of 81 — about 19% below the US national average of 100.