Cost of Living in Derry, NH

Population 34,335 · New Hampshire · Data vintage 2023

120
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

The Derry cost-of-living profile is closer to the US median than most headline-grabbing metros — typical homes around $382,000, rents near $1,477 a month.

Derry sits roughly 11 miles southeast of Manchester — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 13% higher than Manchester's $336,000.

Cost Overview

Housing 125
Rent 112

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Derry

The median home value in Derry is $381,700 — 25% above the national median of $305,000. Median rent runs $1,477/month, 12% higher than the national median of $1,314/month. The median household income of $104,718/year is 40% higher than the US median of $74,580. The local unemployment rate is 5.8%, above the national average of 4.8%. New Hampshire charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 59.8°F and lows of 40.4°F. Overall, Derry has a cost of living index of 120 versus the US average of 100, meaning it is 20% more expensive.

🏠 Housing

Median Home Value
$381,700
25% above avg
Median Rent
$1,477/mo
12% above avg
Price-to-Rent Ratio
21.5x
Favors renting
Property Tax Rate
2.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,346
1 BR
$1,498
2 BR
$1,963
3 BR
$2,365
4 BR
$2,603
Owner-occupied 70.0%
Renter-occupied 30.0%

💰 Estimated Monthly Budget

Rent median rent
$1,477
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,091/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
31.5 min
17% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
14.0%

Commute Mode

Drove alone
72.2%
Carpooled
10.8%
Public transit
0.5%
Walked
1.3%
Bicycle
0.1%
Work from home
14.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 0.0%
State rate 0.0%
Avg local rate 0.0%
Property Tax 2.1%

💼 Income & Employment

Median Household Income
$104,718
40% above avg
Per Capita Income
$49,901
Unemployment Rate
5.8%
22% above avg
Poverty Rate
4.9%
Labor Force Participation
59.4%

🎓 Education

Bachelor's degree+ 23.2%
Graduate degree 11.9%

👥 Demographics

Median Age 39.7
Male median age 39.1
Female median age 40

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
59.8°F
Avg Low
40.4°F
Annual Precip
40.4"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 343746597079848275625039
Low °F 171927384858646254423324
Precip" 2.442.733.453.333.384.043.303.353.723.883.483.29

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 40 — Good
75.6%
Good air days/yr
100
Max AQI recorded
126
PM2.5 days
239
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

87%
4-Year Graduation Rate
13.4:1
Student-teacher ratio
1
Public schools
3,140
Total enrollment

Frequently Asked Questions

What is the cost of living in Derry, NH?

Derry has a cost index of 120 (100 = national average). It is 20% above the national average.

What is average rent in Derry, NH?

The median gross rent in Derry is $1,477 per month based on 2023 Census data.

What is the average home price in Derry?

The median home value in Derry is $381,700 according to 2023 Census ACS data.

What is the median income in Derry?

The median household income in Derry is $104,718 per year (2023 ACS 5-year estimates).

What is the sales tax in Derry, NH?

The combined state and local sales tax rate in Derry is 0.0%. New Hampshire has no state income tax.

Is Derry, NH affordable?

Derry is above average in cost of living, with an index of 120 — about 20% higher than the national average.

What is the weather like in Derry?

Derry has average high temperatures of 59.8°F and average lows of 40.4°F. Annual precipitation is 40.4". Data from NOAA 1991–2020 Climate Normals.

Derry at a Glance

Population
34,335
Median Income
$104,718
Home Value
$381,700
Median Rent
$1,477/mo
Unemployment
5.8%
Avg High Temp
59.8°F
Sales Tax
0.0%
View all cities in New Hampshire →
🗺️ County data for New Hampshire

Explore county-level cost of living data

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