Cost of Living in Milford, NH

Population 16,258 · New Hampshire · Data vintage 2023

119
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Milford is a smaller New Hampshire community of around 16000 residents, where median household incomes of $94,514 and housing costs ($364,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. The labor market has been unusually tight, with unemployment around 1.9% — below most comparable cities in the state.

Geographically, Milford sits roughly 15 miles southwest of Manchester. Median home values run roughly 8% higher than Manchester's $336,000.

Cost Overview

Housing 119
Rent 119

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Milford

The median home value in Milford is $363,500 — 19% above the national median of $305,000. Median rent runs $1,569/month, 19% higher than the national median of $1,314/month. The median household income of $94,514/year is 27% higher than the US median of $74,580. The local unemployment rate is 1.9%, below the national average of 4.8%. New Hampshire charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 59.8°F and lows of 40.4°F. Overall, Milford has a cost of living index of 119 versus the US average of 100, meaning it is 19% more expensive.

🏠 Housing

Median Home Value
$363,500
19% above avg
Median Rent
$1,569/mo
19% above avg
Price-to-Rent Ratio
19.3x
Favors buying
Property Tax Rate
2.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,184
1 BR
$1,192
2 BR
$1,564
3 BR
$1,917
4 BR
$2,405
Owner-occupied 64.4%
Renter-occupied 35.6%

💰 Estimated Monthly Budget

Rent median rent
$1,569
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,183/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
28.3 min
5% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
14.6%

Commute Mode

Drove alone
76.4%
Carpooled
6.5%
Public transit
0.6%
Walked
1.8%
Work from home
14.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 0.0%
State rate 0.0%
Avg local rate 0.0%
Property Tax 2.1%

💼 Income & Employment

Median Household Income
$94,514
27% above avg
Per Capita Income
$48,096
Unemployment Rate
1.9%
60% below avg
Poverty Rate
4.1%
Labor Force Participation
57.6%

🎓 Education

Bachelor's degree+ 19.5%
Graduate degree 14.9%

👥 Demographics

Median Age 37.8
Male median age 35.5
Female median age 40.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
59.8°F
Avg Low
40.4°F
Annual Precip
40.4"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 343746597079848275625039
Low °F 171927384858646254423324
Precip" 2.442.733.453.333.384.043.303.353.723.883.483.29

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 39 — Good
83.6%
Good air days/yr
119
Max AQI recorded
69
PM2.5 days
293
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

95%
4-Year Graduation Rate
13.3:1
Student-teacher ratio
4
Public schools
2,320
Total enrollment

Frequently Asked Questions

What is the cost of living in Milford, NH?

Milford has a cost index of 119 (100 = national average). It is 19% above the national average.

What is average rent in Milford, NH?

The median gross rent in Milford is $1,569 per month based on 2023 Census data.

What is the average home price in Milford?

The median home value in Milford is $363,500 according to 2023 Census ACS data.

What is the median income in Milford?

The median household income in Milford is $94,514 per year (2023 ACS 5-year estimates).

What is the sales tax in Milford, NH?

The combined state and local sales tax rate in Milford is 0.0%. New Hampshire has no state income tax.

Is Milford, NH affordable?

Milford is above average in cost of living, with an index of 119 — about 19% higher than the national average.

What is the weather like in Milford?

Milford has average high temperatures of 59.8°F and average lows of 40.4°F. Annual precipitation is 40.4". Data from NOAA 1991–2020 Climate Normals.

Milford at a Glance

Population
16,258
Median Income
$94,514
Home Value
$363,500
Median Rent
$1,569/mo
Unemployment
1.9%
Avg High Temp
59.8°F
Sales Tax
0.0%
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