Cost of Living in North Valley, NM

Population 11,474 · New Mexico · Data vintage 2023

90
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

North Valley sits on the smaller end of the New Mexico city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. A poverty rate near 20% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.

North Valley sits roughly 5 miles north of Albuquerque — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 9% higher than Albuquerque's $267,000.

Cost Overview

Housing 95
Rent 81

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in North Valley

The median home value in North Valley is $290,500 — 5% below the national median of $305,000. Median rent runs $1,063/month, 19% lower than the national median of $1,314/month. The median household income of $67,115/year is 10% lower than the US median of $74,580. The local unemployment rate is 6.3%, above the national average of 4.8%. New Mexico's top state income tax rate is 5.9% and the combined sales tax is 7.7%. The climate averages highs of 70.3°F and lows of 45.5°F, with about 7.9" of annual snowfall. Overall, North Valley has a cost of living index of 90 versus the US average of 100, meaning it is 10% less expensive.

🏠 Housing

Median Home Value
$290,500
5% below avg
Median Rent
$1,063/mo
19% below avg
Price-to-Rent Ratio
22.8x
Favors renting
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$678
1 BR
$790
2 BR
$933
3 BR
$1,307
4 BR
$1,549
Owner-occupied 72.6%
Renter-occupied 27.4%

💰 Estimated Monthly Budget

Rent median rent
$1,063
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,677/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
23.7 min
12% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
17.4%

Commute Mode

Drove alone
73.5%
Carpooled
8.4%
Walked
0.6%
Bicycle
0.2%
Work from home
17.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.9%
Total Sales Tax 7.7%
State rate 5.0%
Avg local rate 2.7%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$67,115
10% below avg
Per Capita Income
$32,907
Unemployment Rate
6.3%
31% above avg
Poverty Rate
20.1%
Labor Force Participation
54.3%

🎓 Education

Bachelor's degree+ 14.4%
Graduate degree 9.8%

👥 Demographics

Median Age 44.7
Male median age 46.5
Female median age 41.8

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
70.3°F
Avg Low
45.5°F
Annual Precip
8.8"
Annual Snowfall
7.9"
20° 40° 60° 80° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 485463708090918983715747
Low °F 263036435262676558463427
Precip" 0.360.430.460.510.440.571.641.311.150.870.570.53
Snow" 1.41.50.70.30.00.00.00.00.00.30.92.8

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 59 — Moderate
26.6%
Good air days/yr
207
Max AQI recorded
88
PM2.5 days
193
Ozone days

Frequently Asked Questions

What is the cost of living in North Valley, NM?

North Valley has a cost index of 90 (100 = national average). It is 10% below the national average.

What is average rent in North Valley, NM?

The median gross rent in North Valley is $1,063 per month based on 2023 Census data.

What is the average home price in North Valley?

The median home value in North Valley is $290,500 according to 2023 Census ACS data.

What is the median income in North Valley?

The median household income in North Valley is $67,115 per year (2023 ACS 5-year estimates).

What is the sales tax in North Valley, NM?

The combined state and local sales tax rate in North Valley is 7.7%. The New Mexico state income tax top rate is 5.9%.

Is North Valley, NM affordable?

North Valley is near the national average in terms of cost of living, with an index of 90 (100 = US average).

What is the weather like in North Valley?

North Valley has average high temperatures of 70.3°F and average lows of 45.5°F. Annual precipitation is 8.8". Average annual snowfall is 7.9". Data from NOAA 1991–2020 Climate Normals.

North Valley at a Glance

Population
11,474
Median Income
$67,115
Home Value
$290,500
Median Rent
$1,063/mo
Unemployment
6.3%
Avg High Temp
70.3°F
Sales Tax
7.7%
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🗺️ County data for New Mexico

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