Cost of Living in Commack, NY

Population 36,353 · New York · Data vintage 2023

200
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Home prices in Commack run well above the national baseline, with a median of $647,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $170,375 place the city among the better-paid New York metros.

Located 20 miles southeast of Stamford, Commack falls within that metro's commuting orbit. Housing prices track closely with Stamford's $614,000 median.

Cost Overview

Housing 212
Rent 182

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Commack

The median home value in Commack is $647,000 — 112% above the national median of $305,000. Median rent runs $2,396/month, 82% higher than the national median of $1,314/month. The median household income of $170,375/year is 128% higher than the US median of $74,580. The local unemployment rate is 4.2%, below the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 61.1°F and lows of 45.2°F, with about 31.8" of annual snowfall. Overall, Commack has a cost of living index of 200 versus the US average of 100, meaning it is 100% more expensive.

🏠 Housing

Median Home Value
$647,000
112% above avg
Zillow Home Value
$780,099
Zillow ZHVI
Median Rent
$2,396/mo
82% above avg
Price-to-Rent Ratio
22.5x
Favors renting
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 93.8%
Renter-occupied 6.3%

💰 Estimated Monthly Budget

Rent median rent
$2,396
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $3,010/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
36.4 min
35% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
16.4%

Commute Mode

Drove alone
72.1%
Carpooled
4.8%
Public transit
5.5%
Walked
0.5%
Bicycle
0.0%
Work from home
16.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$170,375
128% above avg
Per Capita Income
$67,021
Unemployment Rate
4.2%
13% below avg
Poverty Rate
3.4%
Labor Force Participation
67.4%

🎓 Education

Bachelor's degree+ 30.9%
Graduate degree 28.6%

👥 Demographics

Median Age 43.7
Male median age 42.2
Female median age 44.9

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
61.1°F
Avg Low
45.2°F
Annual Precip
46"
Annual Snowfall
31.8"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 394148586877838175645444
Low °F 252632415161676659473830
Precip" 3.663.294.514.063.284.003.264.243.603.973.414.71
Snow" 10.39.46.50.60.00.00.00.00.00.00.54.5

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 41 — Good
76.2%
Good air days/yr
195
Max AQI recorded
86
PM2.5 days
278
Ozone days

Frequently Asked Questions

What is the cost of living in Commack, NY?

Commack has a cost index of 200 (100 = national average). It is 100% above the national average.

What is average rent in Commack, NY?

The median gross rent in Commack is $2,396 per month based on 2023 Census data.

What is the average home price in Commack?

The median home value in Commack is $647,000 according to Zillow and Census data.

What is the median income in Commack?

The median household income in Commack is $170,375 per year (2023 ACS 5-year estimates).

What is the sales tax in Commack, NY?

The combined state and local sales tax rate in Commack is 8.5%. The New York state income tax top rate is 10.9%.

Is Commack, NY affordable?

Commack is above average in cost of living, with an index of 200 — about 100% higher than the national average.

What is the weather like in Commack?

Commack has average high temperatures of 61.1°F and average lows of 45.2°F. Annual precipitation is 46". Average annual snowfall is 31.8". Data from NOAA 1991–2020 Climate Normals.

Commack at a Glance

Population
36,353
Median Income
$170,375
Home Value
$647,000
Median Rent
$2,396/mo
Unemployment
4.2%
Avg High Temp
61.1°F
Sales Tax
8.5%
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Explore county-level cost of living data

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