Cost of Living in Homer, NY

Population 3,110 · New York · Data vintage 2023

64
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing costs in Homer stay well under national norms: a median home value of $161,000 against median household incomes of $71,675 gives the city one of the more comfortable price-to-income ratios in New York. An unemployment rate of 1.7% points to a labor market well on the tight side of the national distribution.

Geographically, Homer is about 30 miles south of Syracuse, the nearest large metro. Median home values run roughly 28% higher than Syracuse's $125,000.

Cost Overview

Housing 53
Rent 80

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Homer

The median home value in Homer is $160,500 — 47% below the national median of $305,000. Median rent runs $1,050/month, 20% lower than the national median of $1,314/month. The median household income of $71,675/year is 4% lower than the US median of $74,580. The local unemployment rate is 1.7%, below the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 55.2°F and lows of 35.2°F. Overall, Homer has a cost of living index of 64 versus the US average of 100, meaning it is 36% less expensive.

🏠 Housing

Median Home Value
$160,500
47% below avg
Median Rent
$1,050/mo
20% below avg
Price-to-Rent Ratio
12.7x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 70.0%
Renter-occupied 29.9%

💰 Estimated Monthly Budget

Rent median rent
$1,050
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,664/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.8 min
8% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
7.8%

Commute Mode

Drove alone
82.5%
Carpooled
4.7%
Walked
4.1%
Work from home
7.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$71,675
4% below avg
Per Capita Income
$41,128
Unemployment Rate
1.7%
64% below avg
Poverty Rate
4.2%
Labor Force Participation
66.7%

🎓 Education

Bachelor's degree+ 27.8%
Graduate degree 17.9%

👥 Demographics

Median Age 44.6
Male median age 42
Female median age 44.8

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
55.2°F
Avg Low
35.2°F
Annual Precip
41.7"
10° 28° 45° 63° 80° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 303341546775797770584635
Low °F 131422334352565448382921
Precip" 2.672.713.303.823.624.193.694.043.523.603.323.18

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
11.5:1
Student-teacher ratio
4
Public schools
1,951
Total enrollment

Frequently Asked Questions

What is the cost of living in Homer, NY?

Homer has a cost index of 64 (100 = national average). It is 36% below the national average.

What is average rent in Homer, NY?

The median gross rent in Homer is $1,050 per month based on 2023 Census data.

What is the average home price in Homer?

The median home value in Homer is $160,500 according to 2023 Census ACS data.

What is the median income in Homer?

The median household income in Homer is $71,675 per year (2023 ACS 5-year estimates).

What is the sales tax in Homer, NY?

The combined state and local sales tax rate in Homer is 8.5%. The New York state income tax top rate is 10.9%.

Is Homer, NY affordable?

Yes, Homer is generally considered affordable, with a cost of living index of 64 — about 36% below the US national average of 100.

What is the weather like in Homer?

Homer has average high temperatures of 55.2°F and average lows of 35.2°F. Annual precipitation is 41.7". Data from NOAA 1991–2020 Climate Normals.

Homer at a Glance

Population
3,110
Median Income
$71,675
Home Value
$160,500
Median Rent
$1,050/mo
Unemployment
1.7%
Avg High Temp
55.2°F
Sales Tax
8.5%
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Explore county-level cost of living data

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