Cost of Living in Jamestown, NY

Population 28,401 · New York · Data vintage 2023

39
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Jamestown's median household income of $44,878 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (24% here). At 8.6%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Located 60 miles southwest of Buffalo, Jamestown is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 48% lower than Buffalo's $152,000.

Cost Overview

Housing 26
Rent 57

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Jamestown

The median home value in Jamestown is $79,100 — 74% below the national median of $305,000. Median rent runs $755/month, 43% lower than the national median of $1,314/month. The median household income of $44,878/year is 40% lower than the US median of $74,580. The local unemployment rate is 8.6%, above the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 57.5°F and lows of 40.0°F. Overall, Jamestown has a cost of living index of 39 versus the US average of 100, meaning it is 61% less expensive.

🏠 Housing

Median Home Value
$79,100
74% below avg
Zillow Home Value
$118,219
Zillow ZHVI
Median Rent
$755/mo
43% below avg
Zillow Rent
$920/mo
Zillow ZORI
Price-to-Rent Ratio
8.7x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 49.8%
Renter-occupied 50.2%

💰 Estimated Monthly Budget

Rent median rent
$755
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,369/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
16.4 min
39% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.7%

Commute Mode

Drove alone
71.0%
Carpooled
12.5%
Public transit
1.4%
Walked
4.1%
Bicycle
0.5%
Work from home
8.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$44,878
40% below avg
Per Capita Income
$26,537
Unemployment Rate
8.6%
78% above avg
Poverty Rate
24.0%
Labor Force Participation
58.0%

🎓 Education

Bachelor's degree+ 13.5%
Graduate degree 9.6%

👥 Demographics

Median Age 38.2
Male median age 38.8
Female median age 37.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
57.5°F
Avg Low
40.0°F
Annual Precip
33"
10° 28° 45° 63° 80° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 343543556776807972614939
Low °F 191925354656616053443427
Precip" 1.661.211.732.783.082.703.653.303.553.863.092.38

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 37 — Good
88.7%
Good air days/yr
133
Max AQI recorded
28
PM2.5 days
335
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

76.4%
4-Year Graduation Rate
11.4:1
Student-teacher ratio
12
Public schools
6,139
Total enrollment

Frequently Asked Questions

What is the cost of living in Jamestown, NY?

Jamestown has a cost index of 39 (100 = national average). It is 61% below the national average.

What is average rent in Jamestown, NY?

The median gross rent in Jamestown is $755 per month based on 2023 Census data.

What is the average home price in Jamestown?

The median home value in Jamestown is $79,100 according to Zillow and Census data.

What is the median income in Jamestown?

The median household income in Jamestown is $44,878 per year (2023 ACS 5-year estimates).

What is the sales tax in Jamestown, NY?

The combined state and local sales tax rate in Jamestown is 8.5%. The New York state income tax top rate is 10.9%.

Is Jamestown, NY affordable?

Yes, Jamestown is generally considered affordable, with a cost of living index of 39 — about 61% below the US national average of 100.

What is the weather like in Jamestown?

Jamestown has average high temperatures of 57.5°F and average lows of 40.0°F. Annual precipitation is 33". Data from NOAA 1991–2020 Climate Normals.

Jamestown at a Glance

Population
28,401
Median Income
$44,878
Home Value
$79,100
Median Rent
$755/mo
Unemployment
8.6%
Avg High Temp
57.5°F
Sales Tax
8.5%
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