Cost of Living in Malverne, NY

Population 8,496 · New York · Data vintage 2023

182
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Malverne's housing market reflects its status as a high-earning metro: $637,000 for a typical home, 109% above the US median, paired with household incomes around $146,585 that put it in the upper third of the state. An unemployment rate of 1.9% points to a labor market well on the tight side of the national distribution.

Geographically, Malverne sits roughly 14 miles east of New York. Median home values run roughly 15% lower than New York's $752,000.

Cost Overview

Housing 209
Rent 142

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Malverne

The median home value in Malverne is $637,300 — 109% above the national median of $305,000. Median rent runs $1,861/month, 42% higher than the national median of $1,314/month. The median household income of $146,585/year is 97% higher than the US median of $74,580. The local unemployment rate is 1.9%, below the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 61.6°F and lows of 47.0°F, with about 25.9" of annual snowfall. Overall, Malverne has a cost of living index of 182 versus the US average of 100, meaning it is 82% more expensive.

🏠 Housing

Median Home Value
$637,300
109% above avg
Zillow Home Value
$198,758
Zillow ZHVI
Median Rent
$1,861/mo
42% above avg
Price-to-Rent Ratio
28.5x
Favors renting
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 94.8%
Renter-occupied 5.2%

💰 Estimated Monthly Budget

Rent median rent
$1,861
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,475/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
39.0 min
44% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
16.8%

Commute Mode

Drove alone
69.3%
Carpooled
3.3%
Public transit
7.1%
Walked
2.0%
Bicycle
0.4%
Work from home
16.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$146,585
97% above avg
Per Capita Income
$68,238
Unemployment Rate
1.9%
60% below avg
Poverty Rate
5.7%
Labor Force Participation
68.7%

🎓 Education

Bachelor's degree+ 30.6%
Graduate degree 25.2%

👥 Demographics

Median Age 45.6
Male median age 45.2
Female median age 47.2

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
61.6°F
Avg Low
47.0°F
Annual Precip
43.3"
Annual Snowfall
25.9"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 404249596878848276655445
Low °F 262734435362696861504032
Precip" 3.232.763.943.553.663.853.864.113.583.723.073.96
Snow" 7.58.64.30.60.00.00.00.00.00.00.44.5

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 31 — Good
75.3%
Good air days/yr
197
Max AQI recorded
365
PM2.5 days
0
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
11.4:1
Student-teacher ratio
4
Public schools
1,783
Total enrollment

Frequently Asked Questions

What is the cost of living in Malverne, NY?

Malverne has a cost index of 182 (100 = national average). It is 82% above the national average.

What is average rent in Malverne, NY?

The median gross rent in Malverne is $1,861 per month based on 2023 Census data.

What is the average home price in Malverne?

The median home value in Malverne is $637,300 according to Zillow and Census data.

What is the median income in Malverne?

The median household income in Malverne is $146,585 per year (2023 ACS 5-year estimates).

What is the sales tax in Malverne, NY?

The combined state and local sales tax rate in Malverne is 8.5%. The New York state income tax top rate is 10.9%.

Is Malverne, NY affordable?

Malverne is above average in cost of living, with an index of 182 — about 82% higher than the national average.

What is the weather like in Malverne?

Malverne has average high temperatures of 61.6°F and average lows of 47.0°F. Annual precipitation is 43.3". Average annual snowfall is 25.9". Data from NOAA 1991–2020 Climate Normals.

Malverne at a Glance

Population
8,496
Median Income
$146,585
Home Value
$637,300
Median Rent
$1,861/mo
Unemployment
1.9%
Avg High Temp
61.6°F
Sales Tax
8.5%
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